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LAKE LANIER HOME WITH WATER ACCESS & VIEWS! Exceptionally well built home constructed with 2x6 plus insulated windows provides low heat/cooling bills. This septic is 1000 gallons for 2 bedroom septic permit. . Newly paved driveway with ample space for cars. Fenced back yard perfect for pets & children including room for boat storage. Upper deck perfect for dining & cocktails overlooking the water. Lower level screened porch is also the same size 30x10. Main level entrance provides charming open floor plan of combined kitchen, living and dining space with vaulted ceilings, water views, gas fire place. Kitchen boasts gas cook top stove plus custom hickory kitchen cabinets along with stainless steel appliances. There is also a custom wrought iron staircase plus beautiful wood floors on the main level. Engineered flooring is in lower level bonus room plus walk in laundry room. Both bedrooms have large windows which provide light filled rooms plus views of the lake. Sellers would like to sell the home furnished except for personal items. Landscaping has been created for low maintenance. This home was successfully rented as a vacation rental at times when owners were not at the home. Septic is 1000 gallon tank. See boat ramp application in associated documents. Pay $75. 00 a year to get key fob to use boat ramp.
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Our Executive Mortgage Banker:
$443,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $354,400 | $354,400 | $354,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $311 | $311 | $311 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,125 | $2,211 | $2,943 |
| Total Monthly Payment | $2,511 | $2,597 | $3,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.