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Great opportunity to own this 3 Bedroom, 1 Bath Split Level Home in a great location! Welcome home into your bright and spacious Living Room with hardwood flooring, a comfortable space for family time. The Eat-in Kitchen is equipped with tile flooring, granite counters, skylight and stainless appliances. A cozy Family Room with large bow window giving a fabulous view of the back yard and Marsh, free standing gas stove and slider to the trex deck. A perfect place to relax on summer days and watch the Ospreys. Three Bedrooms and an updated full bath with walk-in shower are located on the upper level of the home. All Bedrooms have wall to wall carpet with hardwood flooring underneath. Additional living space is located in the lower level with a heated finished room with access to the attached one car garage. Laundry is located in the unfinished portion of the lower level which walks out to the level back yard. This home has been well loved and meticulously cared for. Natural gas furnace, on demand hot water heater, central air. 2 driveways, one to garage and one to Kitchen entrance. Convenient to shopping, restaurants, beaches and I95. This home is not to be missed! Move right in and enjoy your summer near the shore! Property is in a flood zone. The Seller does not have flood insurance on the property. There is a quote attached for flood insurance for $646. 96 annually. Prices my vary, Buyers please get your own quotes to compare.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Wall/Wall Carpet,Hardwood Floor | 10.3 x 11.3 | Upper |
| Bedroom 2 | Wall/Wall Carpet,Hardwood Floor | 8.1 x 10.3 | Upper |
| Eat-In Kitchen | Skylight,Ceiling Fan,Granite Counters,Eating Space,Tile Floor | 9.5 x 17.3 | Main |
| Family Room | Bay/Bow Window,Balcony/Deck,Gas Log Fireplace,Sliders,Wall/Wall Carpet | 13.8 x 15.0 | Main |
| Living Room | Hardwood Floor | 13.5 x 17.4 | Main |
| Primary Bedroom | Upper | ||
| Rec/Play Room | Vinyl Floor | 11.6 x 19.7 | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
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William Raveis Mortgage, LLC
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Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $419,920 | $419,920 | $419,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $719 | $719 | $719 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,515 | $2,620 | $3,429 |
| Total Monthly Payment | $3,326 | $3,431 | $4,240 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.