4980 SABAL LAKE CIRCLE, Sarasota, FL, 34238 | $987,000

Welcome to this spacious and elegantJOHN CANNON built residence, ideally located behind the gates of the highly sought-after Turtle Rock community in Palmer Ranch. Known for its natural beauty and resort-style amenities, Turtle Rock offers residents access to a community pool, tennis courts, pickleball and basketball courts, and miles of scenic walking and biking trails winding through picturesque lakes and nature preserves. From the moment you arrive, the home’s outstanding curb appeal makes a lasting impression. A STUNNING NEW TILE ROOF (2023), expansive driveway, and large three-car garage provide both beauty and practicality. The experience begins as you step through the double-door entry, where a welcoming foyer opens into a magnificent living room with soaring ceilings and abundant natural light, thanks to the home’s unique positioning and desirable southern exposure, BREATHTAKING WATER VIEWS can be enjoyed from nearly every room. Subtle architectural details throughout add warmth and sophistication to the living spaces. The home features a thoughtfully designed split floor plan allowing for both privacy and effortless flow. The primary suite is a serene retreat with high ceilings, tray ceilings, crown molding, and beautiful views. Adjacent to the suite is a versatile flex room, perfect for a workout space, nursery, or oversized walk-in closet. Two additional guest bedrooms are conveniently located on the main floor, along with a dedicated home office, ideal for today’s flexible work-from-home lifestyle. At the heart of the home is the spacious kitchen, perfectly positioned to capture the water views through a large bay window. Designed for entertaining and everyday living, it offers abundant cabinetry, stainless steel appliances, and a natural gas stove(Turtle Rock is a natural gas community)The formal dining room features tray ceilings and crown molding, creating an elegant setting for gatherings. The laundry room includes additional cabinetry, a utility sink, and a nearby half bath for guests. Upstairs, you’ll find another bedroom, a full bathroom, and a large bonus room, perfect for movie nights, game days, or extended family stays. This flexible space could easily serve as a fifth bedroom, media room, or additional living area. Step outside and experience true Florida living. The expansive lanai offers a large covered seating area overlooking a recently resurfaced heated pool and spa. The new PANORAMIC POOL CAGE was engineered with minimal structural framing, ensuring unobstructed VIEWS OF THE TRANQUIL WATER and surrounding nature-a spectacular setting to relax and watch wildlife day after day. Additional impressive features include: Photovoltaic solar panel system significantly reducing electric bills (approximately $100 a month average). Three AC systems for enhanced comfort and efficiency. Hurricane-rated thermal windows. Automatic Storm Smart shutters protecting the covered lanai. Electric fireplace with heating capability. Complete home repiping. Plantation shutters . Natural gas stub-out on the lanai for grilling. This remarkable property combines architectural elegance, modern efficiency, and breathtaking natural surroundings, all within minutes of excellent dining, shopping, cultural attractions, and world-renowned Siesta Key Beach. The Legacy Trail is also just around the corner, offering miles of scenic cycling and walking paths. Schedule your private showing today and discover the exceptional lifestyle that awaits in Turtle Rock.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Gated, Pickleball Court(s), Playground, Pool, Tennis Court(s), Trail(s)
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 1999
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,466
  • Acreage: 0.22
  • Est. Taxes: $6,284
  • HOA Fee: $825 Quarterly
  • View: Water
  • High School: Riverview High
  • Pool: Gunite, Heated, In Ground, Lighting
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: A4685073
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4685073/4980saballakecircle_sarasota_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/25/2026 4:03:28 AM)
Listing courtesy of CP REALTY INTERNATIONAL   Phone: 941-685-8441

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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4980 SABAL LAKE CIRCLE, Sarasota, FL, 34238

$987,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $789,600 $789,600 $789,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.361% 6.203%
Monthly Tax Payment $524 $524 $524
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,671 $4,862 $6,663
Total Monthly Payment $5,287 $5,478 $7,279

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.