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Welcome home to this beautifully updated 3-bedroom, 3-bathroom residence located in the highly desirable Lake St. Charles community. Lake St. Charles is a planned community built around a scenic lake and offers incredible amenities including a fishing pier, resort-style pool with lap lanes and hot tub, community center, exercise trails, a fenced dog park, and full-sized sports facilities such as basketball and tennis courts, a baseball field, sand volleyball, and a soccer field. This home has been meticulously maintained and thoughtfully updated with engineered hardwood flooring installed in 2022 and fresh interior paint completed in 2025. Other updates include a new roof (2021), A/C unit (2021), exterior paint (2017), hot water heater (2019), granite countertops in the two guest bathrooms (2019), French drains (2019), lanai enclosure (2017), and a storage shed (2019). As you enter through the front door, you’re welcomed by a spacious formal living room filled with natural highlighting the beautiful hardwood floors. The large open kitchen is perfect for entertaining and features abundant cabinetry, stainless steel appliances, a convenient wet bar, and a center island. It overlooks the formal dining room and the great room, creating a seamless flow throughout the main living space. The great room offers direct access to the large screened-in patio through sliding glass doors—making indoor-outdoor living a breeze. The primary suite offers a walk-in closet, plenty of natural light, and an en-suite bathroom with dual sinks. Each of the two additional bedrooms has its own private bathroom, making them ideal for guests or multi-generational living. The fully fenced yard provides privacy and space for pets, with mature landscaping adding a peaceful ambiance. The expansive screened-in patio is the perfect place to relax or entertain guests year-round. Conveniently located between Highway 301 and I-75, this home is just minutes from shopping, restaurants like Tiki Docks Bar & Grill, local nature preserves, and only 20 minutes from downtown Tampa. Don’t miss the opportunity to make this move-in-ready gem your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,200 | $351,200 | $351,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $621 | $621 | $621 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,077 | $2,191 | $2,870 |
| Total Monthly Payment | $2,772 | $2,886 | $3,565 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.