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If you have dreamed of living in Historic Downtown Punta Gorda, here is your opportunity. From the minute you step onto the paver driveway of this TURNKEY (2) bedroom, (2) bath home with a DEN, you will fall in love with all of its charm and beauty. It has been so tastefully redone and reimagined. There is plank tile flooring throughout the home. The kitchen is complete with GE stainless steel appliances, QUARTZ countertops, Kraftmaid soft-close wood cabinets and an eat-at counter. The dining area is surrounded by wonderful large windows that allow you to take in the beauty of the outdoor setting. The primary bedroom was added to the home and has a cathedral ceiling, ensuite and walk-in closet. The windows and sliders in this area are all IMPACT. The DEN is currently set up as guest room and gives you flexibility for this space. When you walk out to the fenced backyard, there is a lovely HEATED POOL that is complete with a paver patio. You will feel like you just step into an oasis of complete serenity. This area has beautiful, lush landscaping with paver walkways and has a shed. This yard just takes you to another place of mind. In addition to all of this, the home has these updates: METAL ROOF (2021), HURRICANE-rated front and back doors (2021), AC (2020), water heater (2020), pool equipment (2020). There are also KEVLAR coverings for any other windows or openings that are not impact. With this home also transfers already paid FEMA Flood Insurance until 12/2027. Enjoy the proximity to Fisherman's Village, downtown restaurants and shops, area golf courses, Gilcrest Park with tennis and pickleball courts and not so far from area beaches. This home also offers a wonderful oppoturnity to Airbnb or Vrbo easily $2, 500 per week. SO, what are you waiting for? Schedule your appointment to see this one. I believe you will love what you see.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $208 | $208 | $208 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,212 | $2,268 | $2,983 |
| Total Monthly Payment | $2,495 | $2,551 | $3,266 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.