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Presented by
Cindy McMahon |
Welcome to a private retreat in the sought-after Twin Lakes community of St. Augustine, where comfort, style, and peaceful preserve views come together in perfect harmony. Priced below appraised value!! Ideally positioned on a quiet cul-de-sac, this beautifully maintained concrete block home offers the ideal blend of easy living and relaxed Florida lifestyle. Step inside and immediately feel the sense of openness as the foyer leads into a spacious great room with uninterrupted views of the outdoor living space beyond. Slide open the glass doors and step into your own private outdoor oasis. The covered lanai and screened sparkling saltwater pool create an inviting space for year-round relaxation and entertaining, while the fully fenced backyard and surrounding preserve offer privacy and a tranquil natural backdrop. The thoughtfully designed open-concept layout creates a natural flow for both everyday living and entertaining. At the heart of the home, the kitchen is designed to gather and connect. It features granite countertops, 42-inch maple cabinetry, stainless steel appliances, and a welcoming breakfast bar overlooking the main living area—perfect for casual mornings or hosting friends and family. The primary suite is privately tucked away at the rear of the home, creating a private, peaceful retreat. The spacious en-suite bath includes dual vanities, a large walk-in closet, and a private water closet, offering both comfort and convenience. Additional highlights include newer A/C unit, generator hookup, ceramic tile and laminate flooring throughout, a spacious two-car garage, a vibrant solar tube skylight for added natural light and low quarterly HOA fees, making this home as practical as it is beautiful. An added bonus is the community playground for the little ones! Located just minutes from the beautiful sands of St. Augustine Beach, historic downtown as well as I-95. Just across the street you'll enjoy the vibrant Treaty Oaks shopping center, where Publix, Starbucks, and everyday conveniences are right at your fingertips. Top rated healthcare and medical facilities are nearby, as well as numerous restaurants and entertainment venues, which add to the value of this home's ideal location. Make this pool home yours and spend everyday with the perfect combination of privacy, accessibility, and modern Florida living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$455,000
Sales Associate
William Raveis Real Estate
Phone: 518.496.1299
Cindy.McMahon@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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| Loan Amount | $364,000 | $364,000 | $364,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $257 | $257 | $257 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,153 | $2,241 | $2,950 |
| Total Monthly Payment | $2,485 | $2,573 | $3,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.