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Sought after Congers neighborhood with an eclectic hometown feel, this well-loved, well-priced 4 bedroom home in the coveted Clarkstown School District checks off all the right boxes: location, low taxes and absolutely lovely! Freshly painted from top to bottom, this 2100+ sq ft home features a main level with newly refinished hardwood floors in the formal living and dining rooms as well as the 3 main floor bedrooms, including the primary. Brand new luxury vinyl tile in the foyer, eat-in kitchen and recently updated hallway bath. The lower level showcases an oversized family room, 4th bedroom, laundry/flex space and a beautifully renovated half bath, all with new vinyl tiled floors. A 1 car garage completes the picture. Situated on a lovely, level corner lot close to town. Walk to restaurants, shops and public transportation. Minutes to parks and recreation including Sheridan Field, Kings Park, Congers and Rockland Lake State Park. Enjoy the charm of small town living and all the amenities Congers has to offer. Easy commuter location, close to all major roads leading to both Westchester and Bergen counties and just 25 mins to the GWB and Manhattan. HWH 2022, newer windows on main floor. Big space, better value, best location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $1,205 | $1,205 | $1,205 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,071 | $3,239 | $4,208 |
| Total Monthly Payment | $4,368 | $4,536 | $5,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.