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Great curb appeal and lots of living space. This contemporary style Cape, offering four bedroom options, is a legal three bedroom, but lives comfortably as a four bedroom. This is not a cookie-cutter Cape. As you cross over the threshold of this home, you step into a bright, sunkissed living room which boasts soaring ceilings, gleaming hardwood floors and abundant sunlight streaming in through the expansive front window. The kitchen offers loads of cabinetry, more than ample counter space, a generous dine-in area, stainless steel appliances and luxury vinyl plank flooring. As you head upstairs, you will find three bedrooms and an updated full bath. The finished lower level is a wonderful surprise. Here you will find a huge recreation area with a woodburning fireplace, a spacious half bath with a laundry area, as well as a fourth bedroom option. From here, access the awesome outdoor yard space. Relax on the patio, gather around the fire pit or take a dip in the pool. Enjoy the privacy of a fully fenced yard buffered by just the right number of mature trees. Located in a highly desirable neighborhood in the Town of Saugerties.
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Our Executive Mortgage Banker:
Our Insurance Division:
$407,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $326,320 | $326,320 | $326,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.557% | 5.990% |
| Monthly Tax Payment | $563 | $563 | $563 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,956 | $2,036 | $2,688 |
| Total Monthly Payment | $2,594 | $2,674 | $3,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.