101 PALM HARBOR PARKWAY, #OB2, Palm Coast, FL, 32137 | $173,900

USE AS SHORT TERM RENTAL/RESIDENTIAL OR COMMERICAL OFFICE SPACE! EXTREMELY LOW HOA AND FLAT RATE ELECTRIC! This unit does not disappoint. INCLUDES DEEDED PARKING SPOT. Rare European Village Opportunity! Versatile studio condominium that can be used as a professional office, boutique commercial space, residential studio, or short-term rental investment. Located in the heart of Palm Coast’s vibrant European Village, surrounded by popular restaurants, shops, and just minutes from the Intracoastal Waterway.

Investor-friendly features include low HOA fees, flat-rate electric, and a rare deeded garage parking space—an exceptional amenity within the village. This flexible unit is ideal for a live-work space, income-producing rental, or prime business location in one of Palm Coast’s most unique mixed-use communities.

Highlights:
• Flexible use: residential, office, commercial, or short-term rental
• Prime European Village location with strong foot traffic
• Low HOA fees + flat-rate electric
• Deeded garage parking space included
• Walkable to dining, shops, and entertainment

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 4
  • Rooms: 3
  • Baths: 1 full
  • Laundry: None
  • Complex: EUROPEAN VILLAGE COMM CONDO
  • Year Built: 2005
  • Approx Sq. Feet: 725
  • Acreage: 0.02
  • Est. Taxes: $1,304
  • Condo Fee: $155 Monthly
  • Pet Policy: Yes
  • Appliances: None
  • MLS#: FC316684
  • Days on Market: 58 days
  • Website: https://www.raveis.com
    /prop/FC316684/101palmharborparkway_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 9:05:00 PM)

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Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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101 PALM HARBOR PARKWAY, #OB2, Palm Coast, FL, 32137

$173,900

Eddie Florian

Sales Associate

William Raveis Real Estate

Phone: 203.847.6633

Eddie.Florian@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $139,120 $139,120 $139,120
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $109 $109 $109
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $833 $868 $1,146
Total Monthly Payment $1,017 $1,052 $1,330

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.