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Wonderful opportunity to own your own slice of Paradise in this Bright and lovely remodeled home in Mobile Gardens, a boating community with a community boat ramp! Pride in craftmanship shows throughout this unique home. Owner states that he has installed 75 sheets of engineered smart siding, upgraded all of the windows, , 3 new exterior doors, gutters and custom downspouts. Custom shutters and FLORIDA ROOM! On top of that he has added foam insulation after adding new sheetrock walls, receptacles, and light switches. Bathrooms have new Shower, vanity, and new interior doors throughout. Florida room has custom solid wood beams, sheet rock texture, shelving and has wood look ceramic tile flooring. Window AC units help keep the home economically cool. A Unique, covered outdoor shower/greenhouse area really adds that tropical spa like feeling to the back of the home. There are boat slips available to members of the voluntary HOA for an additional 250 yearly fee. Come see this one of a kind home, with a fenced in yard today, before its SOLD
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Our Executive Mortgage Banker:
Our Insurance Division:
$174,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $139,920 | $139,920 | $139,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $108 | $108 | $108 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $838 | $873 | $1,153 |
| Total Monthly Payment | $1,021 | $1,056 | $1,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.