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Welcome to 7 Whitehall Ct, an exceptional opportunity in the highly sought-after gated community of Fairchild Oaks in beautiful Flagler County. This spacious 4 bedroom 3. 5 bath, pool home offers over 3200 SQFT of living space-perfect for a growing family seeking space, privacy, and an unbeatable location. Set among mature oaks and backing to a preserve, the property offers a peaceful, private setting with a screened-in pool and fenced yard-ideal for kids, pets, and entertaining. The quiet, gated neighborhood provides security and a true sense of community while being just minutes from the beach and convenient to I-95. Inside, the flexible floor plan features 2 primary suites- one on each level-perfect for multigenerational living, guests or a private retreat. An office or study with a wood-burning fireplace adds warmth and character, while the kitchen offers granite countertops and generous space for gathering.
Major updates have already been taken care of, including 2025 AC, 2023 hot water heater, 2024 pool filter and screen enclosure and a roof with many years of life remaining-providing peace of mind for the next owner. With fresh paint and new flooring downstairs already completed, this home is ready for its next family to add their personal touch and make it their own.
For qualified buyers, there is also the exciting possibility of assuming the existing mortgage with an attractive rate of approx. 4. 5, offering significant potential savings compared to current rates.
With the size, setting, location and value, this is a rare chance to own a pool home in one of Flagler's most desirable communities at an attractive price point. All information recorded in the MLS intended to be accurate but cannot be guaranteed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $513 | $513 | $513 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,758 | $2,870 | $3,789 |
| Total Monthly Payment | $3,363 | $3,475 | $4,394 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.