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Charming, unique, and just minutes from the beach--welcome home to 1240 Four Mile Rd! This meticulously maintained 3-bedroom, 2-bath home with a garage offers the space, style, and location you've been searching for--without the cookie-cutter feel. From the inviting covered porch, to the bright living room with soaring ceilings and elegant wainscoting, every space feels warm and welcoming. The open layout makes everyday living and entertaining effortless, with a spacious kitchen featuring stainless steel appliances, a breakfast bar, and pantry. The private primary suite is a true retreat, highlighted by a beautifully updated bathroom with quartz countertops and a custom tile shower with gold herringbone accents. Step outside to the oversized lanai and enjoy Florida living and grilling overlooking the peaceful partially fenced backyard. You'll have the freedom to bring your boat, RV, and hobbies, with no HOA or CDD, an attached garage, and a 50-amp RV hookup (seller is willing to include the existing RV with an acceptable offer)! All this is less than 15 minutes to the beach and historic downtown St. Augustine, with easy access to shopping, dining, hospitals, and top-rated St. Johns County schools. Schedule your showing today and see why this home belongs at the top of your must-see list!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $245 | $245 | $245 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,420 | $1,497 | $1,977 |
| Total Monthly Payment | $1,740 | $1,817 | $2,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.