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Wake up to peaceful water views and the slow rhythm of Lake Greenwood living at this charming lakefront retreat in Waterloo, SC. With 125 feet of wide channel frontage and year-round deep water, this property offers the kind of setting that makes lake life so special—morning coffee on the deck, afternoons spent boating or fishing, and evenings watching the sunset reflect across the calm water. The slightly sloping lot is perfectly positioned to capture long, serene views across the channel while still providing easy access to the shoreline. A retaining wall is already in place, and there is a dock on site ready for repair, giving you the opportunity to restore your private launch point for kayaking, fishing, swimming, and long days cruising the lake. The existing 2-bedroom, 1-bath home offers a cozy starting point with a covered deck overlooking the water, perfect for relaxing in the shade while enjoying the peaceful lake breeze. Renovate the current cottage into your ideal weekend getaway or take advantage of the beautiful homesite to build the custom lake house you’ve always imagined. Practical features include a large two-car carport and multiple outbuildings, providing plenty of storage for lake toys, tools, and outdoor gear. Located just 20 minutes from shopping and dining, you’ll enjoy the quiet, laid-back charm of Lake Greenwood while still being close to everyday conveniences. Whether you’re searching for a weekend escape, a fishing retreat, or the perfect site for your dream waterfront home, this property offers the space, views, and deep water that make lake living truly unforgettable.
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Our Executive Mortgage Banker:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $101 | $101 | $101 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,679 | $1,747 | $2,306 |
| Total Monthly Payment | $1,855 | $1,923 | $2,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.