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11 Charter Road, Wethersfield, CT, 06109 | $400,000
Location, lifestyle, and major upgrades all in one. This beautifully maintained home offers direct access to Mill Woods Park and the Wethersfield Dog Park through a nearby hiking trail or adjacent street, perfect for enjoying the outdoors right from your neighborhood. The current owners have invested approximately $150, 000 in improvements, giving buyers peace of mind and modern comfort. Exterior upgrades include new siding (2021), a new asphalt shingle roof (2024) with skylight and chimney cap repairs, a newly installed walkway and patio (2025), and added fencing for privacy. The expanded two-car garage/workshop features a new concrete pad, updated lighting, new garage doors, and loft storage. Inside, the home offers a warm and inviting layout with one bedroom and a full bathroom on the main level, ideal for guests or a home office. The living room with fireplace, formal dining room with built-ins, and sun-filled breakfast/sunroom area create great spaces for everyday living and entertaining. A sliding door leads to a spacious deck, perfect for morning coffee or outdoor dining. Upstairs you'll find two additional bedrooms, while the finished lower level adds flexible living space, including a family or guest area with a second kitchen and full bathroom. The lower level has been updated with new carpeting, fresh paint, appliances, additional finished areas, added radiators, and improved storage. Major system improvements include mini-split HVAC units (2022), a natural gas boiler with on-demand hot water (2022), and a sump pump installed in the lower level. Additional updates throughout the home include refinished flooring, updated light fixtures, trim improvements, and landscaping enhancements currently underway. Conveniently located with city water and sewer, natural gas utilities, and easy access to restaurants, shopping, parks, and local amenities, this home offers an exceptional combination of location, updates, and functional living space. Set up your private showing today!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: Lower Level
- Style: Cape Cod
- Year Built: 1950
- Garage: 2-car Detached Garage
- Heating: Baseboard
- Cooling: None
- Basement: Full,Interior Access,Partially Finished
- Above Grade Approx. Sq. Feet: 1,310
- Below Grade Approx. Sq. Feet: 550
- Acreage: 0.46
- Est. Taxes: $10,563
- Lot Desc: Corner Lot,Level Lot
- Elem. School: Per Board of Ed
- High School: Wethersfield
- Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Disposal,Washer,Dryer
- MLS#: 24157598
- Website: https://www.raveis.com
/prop/24157598/11charterroad_wethersfield_ct?source=qrflyer
Listing courtesy of RE/MAX ONE Phone: (860) 444-7362
Room Information
| Type | Dimensions | Level |
|---|---|---|
| Bedroom 1 | 13.0 x 11.0 | Upper |
| Bedroom 2 | 13.0 x 14.0 | Upper |
| Dining Room | 11.0 x 9.0 | Main |
| Living Room | 22.0 x 14.0 | Main |
| Primary Bedroom | 13.0 x 11.0 | Main |
| Rec/Play Room | 21.0 x 27.0 | Lower |
| Sun Room | 8.0 x 17.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Jennifer CarretoVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 829975
860.990.4029
Jennifer.Carreto@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian KellyInsurance Sales Director, William Raveis Insurance
860.655.6934
Brian.Kelly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
11 Charter Road, Wethersfield, CT, 06109
$400,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Jennifer Carreto
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.990.4029
Jennifer.Carreto@raveis.com
NMLS Mortgage Loan Originator ID 829975
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $880 | $880 | $880 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,893 | $1,970 | $2,593 |
| Total Monthly Payment | $2,848 | $2,925 | $3,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524