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This stunning, updated ranch offers the ultimate in versatility, featuring a bright, modern house plus an independent apartment! The kitchen is a chef's dream! It features custom tile flooring, stainless steel appliances, tile backsplash, undermount lighting, an abundance of cabinets, generous counter space, counter bar w/ recessed lighting plus a separate nook that's perfect for a coffee or beverage station. And you'll LOVE the walk-in pantry - it's exceptional storage for groceries, small appliances and kitchen essentials. Large, open dining room is central to this home. It has vaulted ceilings with aluminum surface and exposed wooden beams, creating the most charming, rustic appeal. The living room is a wonderful sunny spot! It has vaulted ceilings, wood flooring, lots of windows and gives access to the sunporch. Lovely master suite features walk-in closet and bath with LVP flooring and oversized shower. The 3 additional bedrooms are well sized and offer plenty of room for family, guests or a as a dedicated home office. The spare bath features a tub/shower and the most charming vintage vanity! A standout feature of this property is the apartment. It has 2 bedrooms, 1 bath, living & dining area, full kitchen and laundry with washer/dryer. It's perfect for generating rental income, accommodating extended family or as a private guest suite. This flexible area also has it's own private gate/access and fenced yard. **Appraisal in hand for over list price** No HOA! Property also has a fully fenced yard with charming, custom patio, sun porch, fire pit, storage unit and double gate. **New windows and doors in 2023; **New HVAC air handler in 2018; **New HVAC in apartment in 2020 ** Under termite bond ** stained glass art in dining room does not convey and will be replaced with clear glass
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Our Executive Mortgage Banker:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $400,000 | $400,000 | $400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,366 | $2,495 | $3,295 |
| Total Monthly Payment | $2,458 | $2,587 | $3,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.