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Calling all prospective homeowners and savvy investors—this spacious colonial is full of potential and charm! Featuring a separate living room, dining room, and kitchen, this home offers three bedrooms, one and a half baths, plus a bonus finished attic bedroom. The attic has an even larger unfinished room, with high ceilings—perfect for extra living space, a home office, or a guest room. That's a possibility of 5 BEDROOMS! Enjoy the character of high ceilings and solid bones, with endless opportunities to customize and make it truly your own. The property sits on a generous lot, ideal for backyard activities, gardening, or entertaining and private parking to the front of the home! Additional highlights include a full unfinished basement with high ceilings, providing plenty of storage or future expansion possibilities. There is both a front and back exterior entrance in the basement, making it a possibility to convert the home into a multifamily!! Major updates have already been taken care of: a brand-new gas boiler and water heater, along with all-new, up-to-date gas piping for peace of mind. ROOF HAS ALSO BEEN REDONE! With just a little TLC, this home can shine as the perfect place to call your own—or a fantastic investment opportunity. The property is located in an R-3A zoning district, which may allow for conversion into a multifamily home—buyers and realtors are encouraged to verify all zoning and usage possibilities with local city codes.
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Our Executive Mortgage Banker:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $363 | $363 | $363 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,870 | $2,990 | $3,947 |
| Total Monthly Payment | $3,325 | $3,445 | $4,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.