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Affordable Chain of Lakes Living – Private Lake Harris Waterfront with Endless Possibilities. If you’ve ever imagined what “Old Florida” truly feels like, this property brings that vision to life. As you turn onto the quiet road leading to the home, you’re welcomed by a natural canopy of towering cypress & oak trees draped in Spanish moss, the sunlight filtering gently through the branches. The drive sets the tone for what awaits ahead—a hidden waterfront retreat where the pace slows down & nature takes center stage. With only 3 homes on the street, privacy and tranquility surround you from the moment you arrive. Situated on just under an acre of land, this property captures the charm & authenticity of classic Fl lakefront living. The shoreline is lined w/ majestic cypress trees rising from the water’s edge, their reflections dancing across the lake, while birds glide overhead & the gentle breeze carries the sound of nature around you. It’s the kind of place where mornings begin w/ coffee by the water & evenings end w/ lakefront sunsets. The best part—you own the land & there is NO HOA! Located directly on Lake Harris, part of the renowned Harris Chain of Lakes, you’ll have access to miles of interconnected waterways perfect for boating, fishing, sunset cruises, & exploring waterfront restaurants across the chain. Walk down toward the lake-a perfect starting point for days spent out on the water. Shaded by mature trees that create the perfect blend of privacy & natural beauty. Whether enjoying the peaceful backyard, relaxing in a hammock under the trees, or hosting friends for a lakeside gathering, the outdoor setting truly defines the lifestyle this home offers. Inside, this 2/2 provides a comfortable & welcoming layout. A 2-car carport greets you as you arrive & leads you into the kitchen & breakfast nook. Down the hall you’ll find the guest bedroom & guest bath featuring a tub/shower combination, while the primary bedroom suite offers 2 closets—including a walk-in—& a private bathroom w/ walk-in shower. The oversized family rm flows seamlessly into the dining area, creating an open & inviting space for gathering w/ family & friends. Large windows allow natural light to fill the home, while offering glimpses of the beautiful outdoor setting. One of the most enjoyable spaces is the Fl Room, where large windows & sliding doors frame views of the backyard & Lake Harris beyond. While not under heat & air, it could be the perfect place to relax w/ a book, watch the wildlife, or enjoy peaceful waterfront scenery year-round. Need extra storage? You’ll love the huge utility room, providing plenty of space for hobbies or additional storage. Did I mention there is also 2 sheds in the front yard. The property also features a large screened lanai, offering the perfect place to sit back, enjoy the breeze off the lake, and take in the peaceful surroundings. Recent updates include: • Roof – approx 8 years old• A/C – approx 3 years old• Hot Water Heater – approx 4 years old• Newer appliances. This property offers the flexibility & opportunity that so many buyers are searching for. Whether you’re looking for a weekend lake escape, a seasonal Fl retreat to leave the snow behind, or a place to enjoy now while planning your future custom waterfront dream home, this property delivers. Opportunities like this—are becoming increasingly rare. Come experience the charm, privacy, & timeless beauty of Old Fl lakefront living. Your waterfront dream begins here.
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$369,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $295,200 | $295,200 | $295,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.873% |
| Monthly Tax Payment | $168 | $168 | $168 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,746 | $1,818 | $2,410 |
| Total Monthly Payment | $1,989 | $2,061 | $2,653 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.