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3. 5% VA ASSUMABLE MORTGAGE. Welcome home to where comfort, convenience, and the Florida lifestyle come together effortlessly. Built in 2018 and tucked quietly back in Citrus Springs, this thoughtfully designed home sits on an oversized corner lot, offering extra space, privacy, and a peaceful setting while still being just minutes from everyday conveniences
Inside, the home offers a modern yet cozy feel with comfortable living spaces designed for easy living and low maintenance. With luxury vinyl plank flooring, beautifully updated kitchen & bathrooms and upgraded designer touches throughout, this home provides style, comfort and functionality.
Step outside and discover multiple ways to enjoy the Florida sunshine. The home features inviting outdoor living spaces — an enclosed lanai perfect for relaxing year-round, and an extended open-air patio ideal for weekend grilling, or just catching some rays. A newer above-ground pool adds the perfect spot to cool off, unwind, and enjoy laid-back afternoons in your own backyard retreat. 2 newer storage sheds (1 with power) add plenty of space for your lawn & play gear.
Beyond the home itself, the location offers an incredible lifestyle for outdoor enthusiasts. Just minutes away, the nearby river provides the perfect setting for paddle boarding, kayaking, or snorkeling in Florida’s beautiful spring-fed waters. For anglers and boating lovers, the Gulf is within easy reach for unforgettable fishing adventures and sunset cruises.
Cyclists and nature lovers will also appreciate being within 5 miles to the scenic 47-mile Withlacoochee State Trail, one of Florida’s longest paved rail-trails, made for biking, walking, or enjoying the natural beauty of the area.
This home offers the best of both worlds — a quiet, tucked-away setting with easy access to outdoor adventure, recreation, and modern conveniences. Whether you're seeking a peaceful retreat or an active Florida lifestyle, this property is ready to welcome you home. Call for a tour, I love showing this place off.
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $219,920 | $219,920 | $219,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $5 | $5 | $5 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,301 | $1,354 | $1,782 |
| Total Monthly Payment | $1,381 | $1,434 | $1,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.