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Sun-drenched Two-Family Colonial in the desirable Harbor Heights neighborhood, offering over 3, 100 square feet of combined living space. This impeccably maintained and highly versatile property is ideal for owner-occupants or investors, providing flexible living options and excellent income potential. A charming covered front porch welcomes you into this pristine home. The main residence spans approximately 2, 100 square feet across three levels and features three bedrooms and two full baths. The first floor offers an inviting entry with side staircase, a spacious living room with two seating areas, formal dining room, eat-in kitchen, family room, and full bath. The second level includes two bedrooms with spacious closets and a full hall bath, while the walk-up third floor provides a third bedroom along with generous attic storage. An unfinished walk-out basement offers laundry, mechanicals, and abundant storage space. Notable highlights include tall ceilings, charming original architectural details, numerous updated windows, freshly painted interiors, and a mix of original hardwood floors. A level backyard and oversized detached 2+ car garage complete the main home. With its own private ground-level entrance, the charming One-Bedroom Apartment offers approximately 1, 010 square feet of living space. It features an entry foyer with closets, living room with engineered wood flooring, a spacious dine-in-kitchen with tile flooring, and an upstairs bedroom and full bath. Endless possibilities await with this layout—ideal for rental income, multi-generational living, or flexible use as an in-law suite, home office, studio, gym, or guest space. A rare opportunity in the highly regarded Mamaroneck School District. Don’t miss it!
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Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $796,000 | $796,000 | $796,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,474 | $1,474 | $1,474 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,457 | $4,772 | $6,610 |
| Total Monthly Payment | $6,023 | $6,338 | $8,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.