2190 Boston Road, #4E, Bronx, NY, 10462 | $190,000

*NOW OFFERING a 4. 99% interest rate on qualified Buyers 1st year mortgage)* ** Own for less than it costs to rent!!! (Estimated monthly payment of $2, 195 including mortgage, insurance and HOA fee) ** Discover this charming and spacious 1-bedroom apartment nestled in a prewar co-op building. With its classic architecture, this home offers both comfort and character, featuring a welcoming foyer that leads into a gracious living room, perfect for entertaining or relaxing. Triple Exposure: Enjoy abundant natural light throughout the day. Large Bedroom: the bedroom is generously sized to fit a Queen bed (or larger) and comes with ample closet space. Closet Space: multiple closets throughout the apartment ensure storage is never an issue. Eat-In Kitchen: A perfect space to gather for meals, with plenty of room to cook and dine. Hardwood Floors: Beautiful hardwood flooring adds a touch of elegance to the home. Convenience: The building has an elevator, laundry facilities, gym and live in super. Prime Location: Just steps from the 2 & 5 subway lines and a short stroll to Bronx Park, and the Bronx Zoo ideal for outdoor activities. Unit 4E is a perfect blend of prewar charm and modern living. Contact us to make this co-op is your new home! - Subletting allowed after 3 years of ownership. - Pets allowed on a case by case basis. - Building requires minimum 20% down payment.

Features

  • Heating: Baseboard
  • Cooling: Wall/Window Unit(s)
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Year Built: 1930
  • Common Charge: $1,211 Monthly
  • Approx Sq. Feet: 800
  • Elem. School: Cornerstone Acad For Social Action
  • Middle School: Bronx Leadership Acad Ii High School
  • High School: Astor Collegiate Academy
  • School District: Community District 11
  • Pet Policy: Size Limit
  • Appliances: Gas Oven
  • MLS#: 969285
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /prop/969285/2190bostonroad_bronx_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

D&D TeamSales Associates

772.233.9657

DandD@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2190 Boston Road, #4E, Bronx, NY, 10462

$190,000

D&D Team

Sales Associates

William Raveis Real Estate

Phone: 772.233.9657

DandD@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $152,000 $152,000 $152,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.275% 6.398% 5.595%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $887 $936 $1,232
Total Monthly Payment $962 $1,011 $1,307

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.