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8261 SW 186th St, Cutler Bay, FL, 33157 | $949,000
Tucked away on a quiet cul-de-sac in the sought-after Old Cutler Grove area of Cutler Bay, this exceptional residence sits on an expansive 17, 000+ sq ft oversized lot, offering privacy, charm, and timeless character.
The home features approximately 2, 746 sq ft of living area with elegant details including coffered ceilings, rich cedar accents, and a distinctive brick bar feature that adds character to the main living space.
Designed for both comfort and entertaining, the home offers a spacious formal dining area and an oversized kitchen with built-in appliances. The primary suite serves as a private retreat with dual walk-in closets and a generous en-suite bath with dual vanities.
Step outside to a private backyard oasis complete with a covered patio, relaxing hot tub, and mature mango trees, perfect for enjoying South Florida living year-round. Additional highlights include hurricane panels, tile flooring, a newer water heater, upgraded electrical panel, and a detached storage shed.
A rare opportunity to own a spacious home on an oversized lot in one of Cutler Bay’s most established neighborhoods.
Features
- Bedrooms: 4
- Baths: 3 full
- Style: Detached,One Story
- Year Built: 1981
- Garage: 2-car Circular Driveway,Golf Cart Garage,RV Access/Parking,Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,746
- Est. Taxes: $4,994
- Lot Desc: 1/4 to 1/2 Acre Lot
- View: None
- Elem. School: Whispering Pines
- Appliances: Dryer,Dishwasher,Disposal
- MLS#: A11979423
- Days on Market: 58 days
- Website: https://www.raveis.com
/prop/A11979423/8261sw186thst_cutlerbay_fl?source=qrflyer
Listing courtesy of VANGUARD GROUP REALTY LLC Phone: 786-353-2513
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
8261 SW 186th St, Cutler Bay, FL, 33157
$949,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $759,200 | $759,200 | $759,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | $416 | $416 | $416 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,552 | $4,613 | $6,407 |
| Total Monthly Payment | $5,060 | $5,121 | $6,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388