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Brand New Coastal Stilt Home with 4+ Car Garage ONLY one block from the main Hernando Beach boat Ramp and Gulf Access! Welcome to your dream home in beautiful Hernando Beach. This brand-new 3 bedroom, 2 bathroom elevated coastal stilt home offers the perfect combination of modern design, functional space, and the relaxed Florida waterfront lifestyle. This NEW CONSTRUCTION home comes with a This unique property in the area's most desirable coastal communities. Located just minutes from the public boat ramp with direct access to the Gulf, this home is ideal for boaters, anglers, and outdoor enthusiasts who want to enjoy everything Florida living has to offer. Durable composite wood stairs provide access from both the garage and exterior entry. Inside, the open great room floor plan showcases 9-foot ceilings and luxury vinyl plank flooring throughout, creating a bright and modern living space that flows seamlessly for everyday living and entertaining. The gourmet kitchen is beautifully appointed with a large center island, quartz countertops, stainless steel appliances including a built-in microwave and refrigerator, custom subway tile backsplash, a cast iron farmhouse sink, wood cabinetry, a built-in desk area, and a spacious pantry offering abundant storage. The dedicated laundry room includes cabinetry along with a front-load washer and dryer for added convenience. The guest bathroom features a tub and shower combination with stunning floor-to-ceiling custom tile. The spacious primary suite includes a huge walk-in closet and a luxurious en-suite bathroom with extensive cabinet storage and a beautifully designed floor-to-ceiling tiled snail shower. The expansive 4+ car garage spans the entire footprint of the home and offers incredible storage for boats, vehicles, golf carts, and recreational equipment. The garage features 8-foot garage doors, a 10-foot ceiling, bright LED can lighting, ceiling outlets, and a pre-wired 220-volt outlet for electric vehicle charging, making the space both functional and future ready. Additional features include hurricane impact windows and elevated construction for added peace of mind. With three lots included, the property offers endless possibilities for additional parking for boats or RVs, space for a pool, future guest house or garage, outdoor entertaining areas, or simply extra privacy and room to expand. Life in Hernando Beach offers an exceptional coastal lifestyle with boating, kayaking, paddleboarding, and fishing right nearby. Residents are also just minutes from the natural beauty of Weeki Wachee Springs State Park and conveniently close to shopping, dining, hospitals, and top-rated schools. The community is golf cart friendly and offers the rare benefit of no HOA and no deed restrictions, while allowing short-term rentals, making it an excellent option for full-time residents, seasonal snowbirds, or investors. Easy access to the Suncoast Parkway provides convenient commuting to Tampa, Brooksville, and surrounding areas. This move-in ready new construction home offers space, style, and location in one of Florida's most desirable Gulf access communities. IF YOU WANT MORE LAND you can INCLUDE THE TWO ADDITIONAL LOTS AND PURCHASE THE HOME and 2 ADITIONAL LOTS FOR 475000 dollars.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $47 | $47 | $47 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,918 | $1,996 | $2,657 |
| Total Monthly Payment | $2,040 | $2,118 | $2,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.