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Presented by
Linda Michaud |
A spacious, light, airy, classic Cape across the road from Hickory Ridge Trails, a well-loved nature preserve with walking trails. The main house has 4 bedrooms, 2. 5 bathrooms, a large dining room with streaming sunlight, fireplace, Capiz chandelier, and sliders for easy access to a spacious deck perfect for entertaining. The well-appointed kitchen features quartz counters, stainless appliances, and a quartz breakfast peninsula. Ample closet space throughout. In the basement is additional space for an office, exercise room, or den. Property also offers rental income--an attractive, sleek, attached apartment now used as an Airbnb. (Airbnb hosting websites attached. ) The new, light-filled apartment is perfectly appointed with 2 bedrooms, kitchenette, bathroom with washer/dryer hook-up, and ample parking. Cost-saving solar power is owned by the homeowner. The barn includes generous parking and storage options. Private yard yet close to downtown and nature. A delightful home!
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Flooring - Wood, Window(s) - Picture, Lighting - Overhead | First |
| Bedroom 3 | Bathroom - Full, Flooring - Wood, Window(s) - Picture, Cable Hookup | First |
| Bedroom 4 | Flooring - Wood, Window(s) - Picture | Second |
| Dining Room | Bathroom - Half, Wood / Coal / Pellet Stove, Flooring - Wood, Cable Hookup, Deck - Exterior, Slider, Lighting - Pendant | First |
| Kitchen | Flooring - Laminate, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances, Peninsula | First |
| Living Room | Ceiling Fan(s), Flooring - Wood, French Doors, Cable Hookup | First |
| Master Bedroom | Bathroom - Full, Flooring - Wood, Cable Hookup, Closet - Double | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$760,000
Sales Associate
William Raveis Real Estate
Phone: 413.478.2676
Linda.Michaud@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $608,000 | $608,000 | $608,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $736 | $736 | $736 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,597 | $3,793 | $4,965 |
| Total Monthly Payment | $4,425 | $4,621 | $5,793 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.