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Timeless character and charm define this classic 1900 stone home set on picturesque grounds in the Town of Newburgh. Located at 645 Gardnertown Road, this unique property blends historic craftsmanship with comfortable living spaces and exciting potential for future expansion. The home features 3 bedrooms and 3 full bathrooms, including a spacious primary suite with a private ensuite bathroom and walk-in closet, offering a comfortable retreat within the home. The original stone construction provides warmth, durability, and distinctive curb appeal rarely found in today’s homes. Inside, natural light fills the inviting sunroom, creating the perfect space for morning coffee, reading, or simply enjoying views of the surrounding property. Outside, the lush and private grounds provide a peaceful setting during the warmer months, enhanced by mature landscaping that creates a sense of privacy and natural beauty. Whether enjoying quiet evenings outdoors or hosting gatherings, the setting offers a true Hudson Valley lifestyle. Additional features include an unfinished basement ideal for storage, workshop space, or future finishing, along with a walk-up attic offering strong potential for bonus living space, such as a home office, studio, guest area, or recreation room. Conveniently located near major commuter routes including I-84 and the NYS Thruway, as well as Stewart International Airport and Metro-North access, the property offers both tranquility and accessibility. Enjoy close proximity to Hudson Valley wineries, farm markets, hiking trails, waterfront dining, and the vibrant arts and food scene that make the region so desirable. A rare opportunity to own a historic stone home with expansion potential, private grounds, and classic Hudson Valley charm. Schedule your private showing today!
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Our Executive Mortgage Banker:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $743 | $743 | $743 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,552 | $2,655 | $3,460 |
| Total Monthly Payment | $3,387 | $3,490 | $4,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.