|
Walk through the gate and everything changes.
This 3-bedroom, 1-bath home has been completely renovated, and it shows. New roof, new AC, all new plumbing, a new septic system, and a cleaned-out crawl space with a new vapor barrier.
The interior has modern finishes throughout that give the whole place the feel of a brand new home. The layout is efficient and flows well, and honestly feels more spacious than you'd expect.
What really sets this property apart is the yard. A privacy fence runs the entire property line, wrapping the whole lot like a fortress. Once you're through the gate, the outside world falls away. Fresh sod, two lots totaling over a quarter acre, and a sense of seclusion that is rare at any price in St. Augustine, let alone this one.
Whether it's pets, a garden, weekend cookouts, or just your own space to decompress, this backyard delivers something most homes around here simply don't have. At $245, 000, this is one of the most compelling opportunities for first-time buyers in St. Augustine right now. Everything has been done. Just move in and make it yours.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $196,000 | $196,000 | $196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $176 | $176 | $176 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,159 | $1,223 | $1,615 |
| Total Monthly Payment | $1,410 | $1,474 | $1,866 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.