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Move-in ready single-story home featuring four spacious bedrooms and an open floor plan that seamlessly connects the living room, family room, and den/study/play area. The home includes a convenient breakfast nook, breakfast bar, separate dining room, plus covered patio for versatile entertaining options. The well-appointed kitchen features a large pantry for ample storage.
A dedicated laundry room provides space for your washer and dryer. The master bedroom suite includes a private bathroom with a separate toilet area, plus individual shower and bathtub. Patio doors lead directly from the master bedroom to the backyard, which offers partial fencing for privacy while maintaining views of the local pond.
Tile flooring extends throughout the entire home. Glass sliding doors connect the family room to a large, covered patio, perfect for barbecues and relaxing with family and friends. The property includes a two-car garage for convenient parking.
Located in the desirable Canoe Creek Lakes community in St. Cloud, this home sits across from a neighborhood park. We believe you will appreciate both the home and the surrounding neighborhood. Schedule your visit today to see if this is the perfect home for you and your family.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,395
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,916 | $1,916 | $1,916 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $12 | $12 | $16 |
| Total Monthly Payment | $87 | $87 | $91 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.