644 Old Moreland Road, Bluffton, SC, 29910 | $2,649,000

Located in the vibrant heart of Moreland Village within Palmetto Bluff, this fully furnished, short-term rental eligible four-bedroom, four-and-a-half-bath townhome with an additional bunk room and private office is a bold departure from the expected, and is one of the most design-forward residences within the Bluff. With a coveted TIER 1 GOLF MEMBERSHIP available, this three-story property offers not only premiere access, but distinction. Where many homes embrace traditional Lowcountry restraint, this residence makes a confident statement. Inspired by Palm Beach chic, refined European coastal interiors, and classic Lowcountry aesthetics, the home is layered, curated, and unapologetically elevated. Dramatic crystal chandeliers, tailored drapery, bespoke millwork, and couture-level wall coverings create spaces that feel more private members club than traditional townhome. Each level opens to its own balcony overlooking downtown Moreland Village and Lake Bales, offering a dynamic blend of village energy and waterfront serenity. The terraces extend the entertaining experience outdoors with style and intention. Inside, craftsmanship and customization define every space. A custom pantry, custom closets, custom shiplap detailing, elevator to all levels, and one-of-a-kind furnishings elevate the everyday. The dining room, anchored by custom Baker Shaker chairs beneath a striking chandelier, sets a dramatic tone for gathering. In the powder room, discontinued Hermès wallpaper creates an irreplaceable design moment that speaks to the home's rarity. The primary suite offers blackout electric shades and a spa-inspired bath featuring a Toto smart toilet, large shower and standalone tub. Soundproof walls enhance privacy throughout. A dedicated office supports seamless remote work, while the custom bunk room with built-in beds allows for effortless hosting of family and guests. Additional highlights include a Tesla generator, custom eight-person golf cart, Miele coffee maker, vintage reupholstered furnishings in various locations, outdoor speakers on multiple levels, and designer-selected furniture throughout-conveying fully furnished. This is not a neutral backdrop. It is a residence for the buyer who values individuality, artistry, and a home that makes a statement. Equally suited as a striking personal retreat or a short-term rental property, this exceptional townhome offers a rare opportunity to own something truly distinctive within Moreland Village.

Features

  • Amenities: Basketball Court,Bocce Court,Boat Ramp,Dock,Dog Park,Fitness Center,Garden Area,Playground,Pickleball,Pool,RV/Boat Storage,Restaurant,Guard,Spa/Hot Tub,Tennis Court(s),Trail(s)
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Style: Three Story
  • Development: Palmetto Bluff
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,897
  • Acreage: 0.06
  • Lot Desc: < 1/4 Acre
  • View: Lake
  • Water Front: Yes
  • Appliances: Dryer,Dishwasher,Gas Range,Microwave,Oven,Refrigerator,Wine Cooler,Washer
  • MLS#: 505475
  • Website: https://www.raveis.com
    /prop/505475/644oldmorelandroad_bluffton_sc?source=qrflyer
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Listing courtesy of Palmetto Bluff Real Estate Co   Phone: 800-501-7405

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Our Insurance Division:

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644 Old Moreland Road, Bluffton, SC, 29910

$2,649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,119,200 $2,119,200 $2,119,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.259% 6.223%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,367 $12,876 $17,883
Total Monthly Payment $12,492 $13,001 $18,008

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.