4012 HEMINGWAY CIRCLE, #4012, Haines City, FL, 33844 | $175,000

Fully furnished, second-floor condo located within the award-winning, gated Southern Dunes Golf & Country Club, offering turnkey convenience and effortless Florida living. Pride of ownership is immediately evident with fresh interior paint, elegant furnishings and an airy floor plan. This two-bedroom, two-bath residence features a neutral color palette and a seamless flow between the living, dining, and kitchen areas, ideal for both everyday living and entertaining. The kitchen offers ample cabinetry, a breakfast bar for casual dining, and a dedicated dining space perfect for hosting friends and family. The generously sized primary suite includes a walk-in closet, a separate linen closet, and a private en-suite bath, while the second bedroom is well-proportioned with its own walk-in closet and is conveniently located next to the second full bathroom. Additional highlights include an indoor laundry room and multiple storage and linen closets, providing excellent functionality for full-time or seasonal use. Step outside to your private porch with space for seating, creating a relaxing setting to enjoy year-round. Ideally positioned just steps from the community pool, fitness center, and clubhouse, this residence is located within a championship golf community offering 24-hour security, tennis courts, multiple community pools, a fitness center, clubhouse, and driving range. Conveniently located within easy reach of Orlando and Tampa attractions, airports, shopping, Legoland, and both the Gulf and Atlantic beaches. This property offers great value for a new owner. Whether used as a primary residence, vacation home, or long- or short-term rental, this condo presents an excellent opportunity for low-maintenance living in a sought-after golf community.

Features

  • Heating: Electric, Heat Recovery Unit
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Clubhouse, Pool, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: VILLAS AT SOUTHERN DUNES
  • Year Built: 2002
  • Approx Sq. Feet: 1,152
  • Acreage: 0.02
  • Est. Taxes: $3,483
  • Condo Fee: $294 Monthly
  • View: Garden
  • Elem. School: Horizons Elementary
  • Middle School: Boone Middle
  • High School: Ridge Community Senior High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: S5141574
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /prop/S5141574/4012hemingwaycircle_hainescity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/3/2026 9:35:22 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 407-647-1211

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4012 HEMINGWAY CIRCLE, #4012, Haines City, FL, 33844

$175,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $140,000 $140,000 $140,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $290 $290 $290
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $828 $873 $1,153
Total Monthly Payment $1,193 $1,238 $1,518

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.