9708 SW 97TH STREET, Ocala, FL, 34481 | $229,700

HOME WARRANTY: Spacious, expanded Winthrop model is located on a highly desirable corner lot. This bright and airy 2-bedroom, 2-bath home has a flex room with French doors, ideal for a home office or hobby room, is clean and versatile. Step into the great room where soaring vaulted ceilings, engineered wood floors and decorative crown molding create an open, welcoming atmosphere filled with natural light. The layout flows to a well-appointed kitchen featuring an island and cabinetry with pull-out organizers for easy storage, generous counterspace, and room for casual dining.
Both bedrooms are quietly situated for privacy and comfort and feature brand-new plush carpet. The main bedroom features a walk in closet and an ensuite bathroom with ample counter space. Practical touches include an interior laundry closet and abundant closet storage throughout. The oversized two-car garage boasts professionally applied epoxy floors and extra space for shelving or a workshop area. The windows are double paned for energy efficiency, the newer roof (2020), newer water softener, and newer irrigation system coupled with the home warranty lead to peace of mind. Brand new, state of the art HVAC System installed in March, 2026 includes remote control heating and cooling with a transferable 10 year warranty.
Outside, the corner lot is beautifully maintained with pristine, manicured landscaping, raised planting beds, and a standout curb appeal. Enjoy outdoor living on the covered rear patio perfect for morning coffee or evening entertaining. Located just steps from the community mailbox and centrally positioned to neighborhood amenities including the Health & Rec center, The Arbors, and The Summit. On Top of the World is Ocala's premier 55+ active adult, golf resort community with golf cart access to shopping, dining, banking, health and beauty.

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Lobby Key Required, Maintenance, Optional Additional Fees, Park, Pickleball Court(s), Playground, Pool, Racquetball, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Gas Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Year Built: 2003
  • Garage: 2-car Garage Door Opener, Oversized
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,904
  • Acreage: 0.19
  • Est. Taxes: $3,900
  • HOA Fee: $479 Monthly
  • Lot Desc: Cleared, In County, Landscaped
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM720389
  • Days on Market: 62 days
  • Website: https://www.raveis.com
    /prop/OM720389/9708sw97thstreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 4:03:29 AM)
Listing courtesy of ON TOP OF THE WORLD REAL EST   Phone: 866-228-5878

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9708 SW 97TH STREET, Ocala, FL, 34481

$229,700

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $183,760 $183,760 $183,760
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $325 $325 $325
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,131 $1,177 $1,538
Total Monthly Payment $1,531 $1,577 $1,938

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.