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HOME WARRANTY: Spacious, expanded Winthrop model is located on a highly desirable corner lot. This bright and airy 2-bedroom, 2-bath home has a flex room with French doors, ideal for a home office or hobby room, is clean and versatile. Step into the great room where soaring vaulted ceilings, engineered wood floors and decorative crown molding create an open, welcoming atmosphere filled with natural light. The layout flows to a well-appointed kitchen featuring an island and cabinetry with pull-out organizers for easy storage, generous counterspace, and room for casual dining.
Both bedrooms are quietly situated for privacy and comfort and feature brand-new plush carpet. The main bedroom features a walk in closet and an ensuite bathroom with ample counter space. Practical touches include an interior laundry closet and abundant closet storage throughout. The oversized two-car garage boasts professionally applied epoxy floors and extra space for shelving or a workshop area. The windows are double paned for energy efficiency, the newer roof (2020), newer water softener, and newer irrigation system coupled with the home warranty lead to peace of mind. Brand new, state of the art HVAC System installed in March, 2026 includes remote control heating and cooling with a transferable 10 year warranty.
Outside, the corner lot is beautifully maintained with pristine, manicured landscaping, raised planting beds, and a standout curb appeal. Enjoy outdoor living on the covered rear patio perfect for morning coffee or evening entertaining. Located just steps from the community mailbox and centrally positioned to neighborhood amenities including the Health & Rec center, The Arbors, and The Summit. On Top of the World is Ocala's premier 55+ active adult, golf resort community with golf cart access to shopping, dining, banking, health and beauty.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$229,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $183,760 | $183,760 | $183,760 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $325 | $325 | $325 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,131 | $1,177 | $1,538 |
| Total Monthly Payment | $1,531 | $1,577 | $1,938 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.