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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. If you’ve been searching for an affordable opportunity in Spring Hill with the space and layout to make your own, this is a home worth seeing. Located in an established Spring Hill neighborhood with no HOA, this 3-bedroom, 2-bath home offers a surprisingly spacious interior highlighted by vaulted ceilings and an open living area that creates a bright, comfortable feel the moment you walk in. Updated vinyl plank flooring runs through the main living space, providing a solid foundation for future improvements while keeping the home functional today. The layout features a split bedroom floor plan that separates the primary suite from the additional bedrooms, creating privacy and flexibility for families or guests. A dedicated dining area connects easily to the kitchen and living space, giving the home a practical flow for everyday living. The attached two-car garage adds valuable storage and convenience. Step outside to a generously sized fenced backyard shaded by mature oak trees. The yard offers plenty of room for pets, outdoor activities, gardening, or future landscaping ideas. A detached storage shed provides additional space for tools, equipment, or hobbies, while the existing patio slab creates a natural spot for outdoor seating or grilling. Situated in a quiet residential area of Spring Hill, the home is conveniently located near local schools, parks, shopping, and everyday amenities while still offering the privacy and space that many buyers are looking for. With its solid layout, large yard, and room to add your own updates over time, this property presents a great opportunity for buyers who want to build equity and create a home that reflects their own style.
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $212,000 | $212,000 | $212,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $275 | $275 | $275 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,254 | $1,323 | $1,746 |
| Total Monthly Payment | $1,604 | $1,673 | $2,096 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.