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This home offers generous space and a functional layout, perfect for a large household or anyone needing room to grow. It is located on a quiet residential street in the heart of Bay Shore. Just minutes from the Bay Shore Long Island Rail Road station, commuting is simple with direct service to Penn Station in Manhattan in approximately 60 minutes, making it perfect for city commuters. Ideally situated near major roadways, schools, popular shopping destinations, and everyday conveniences, with easy access to South Shore Mall, Gardiner Manor Mall, Target, and neighborhood coffee spots such as Toast Coffeehouse and Starbucks. Enjoy being close to downtown Bay Shore, known for its lively dining scene, boutique shopping, and waterfront atmosphere. The nearby Bay Shore Marina and Fire Island Ferry Terminal provide quick access to beautiful beaches and summer getaways on Fire Island. Outdoor enthusiasts will appreciate nearby parks, waterfront activities, and the scenic Great South Bay. Lease length is negotiable. Landlord is open to reasonable offers on the rent. Pets will be considered. Utilities are NOT included. MOVE IN READY NOW. NEWLY RENOVATED. BACKYARD ACCESS
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $4,480 | $4,480 | $4,480 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $27 | $28 | $37 |
| Total Monthly Payment | $102 | $103 | $112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.