|
Presented by
Sherri Willey |
This 3 bedroom, 2 bath home is ready to move right into with new baths, fresh interior paint and beautifully refinished wood floors. Set up for multi-generational living if you need it, the first floor has 1 bedroom (plus another room that could be used as a bedroom), and a full bath. The large fireplaced living room is central to a den, the dining room and kitchen. Upstairs 2 more bedrooms and a full bath. The walk-in attic is so convenient for storage or possible expansion. Situated on a corner lot in a fabulous quiet North Amherst neighborhood, this home has had one owner and has been so well cared for, it is ready for its next lucky occupants. Just a quick walk to the UMass Agricultural Learning Center where walking trails and sunsets abound. Conveniently located minutes to both Amherst center and the Mill District. There is a sweet brick patio out back to enjoy bird watching, cook-outs and gatherings with friends. A large basement and 1 car garage round out this well built home.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | First |
| Bedroom 3 | Closet, Flooring - Hardwood | Second |
| Bedroom 4 | Closet, Flooring - Hardwood, Attic Access | Second |
| Dining Room | Flooring - Hardwood, Slider, Lighting - Pendant | First |
| Kitchen | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Countertops - Upgraded, Breakfast Bar / Nook, Cabinets - Upgraded, Lighting - Pendant, Lighting - Overhead | First |
| Living Room | Flooring - Hardwood | First |
| Master Bedroom | Flooring - Hardwood, Closet - Double | First |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$690,000
Sales Associate
William Raveis Real Estate
Phone: 413.374.8106
Sherri.Willey@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $552,000 | $552,000 | $552,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $741 | $741 | $741 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,221 | $3,399 | $4,474 |
| Total Monthly Payment | $4,054 | $4,232 | $5,307 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.