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Charming Mediterranean-inspired residence in the heart of Mount Vernon awaits your personal touch! This 4-bed, 3. 5 bath home features two ensuite full baths (one of which is a primary ensuite — perfect for comfort and privacy). In the grand living room you will find a classic wood-burning fireplace flanked by built-in bookshelves and windows that transport you back in time. Elegant French doors throughout add architectural character and a light, airy flow. The kitchen opens to a butler’s pantry that leads to a Formal Dinning Room with a classic chandelier — ideal for entertaining and family gatherings. While the home retains wonderful classic charm, it’s a true fixer-upper ready for thoughtful updates and modernization. An unfinished basement offers abundant storage and great potential for a bonus room, home gym, or workshop — endless possibilities await. A 2-car garage with opener adds convenience, and a covered Mediterranean-style patio overlooks a private backyard — perfect for outdoor enjoyment and relaxation. Enjoy an exceptional Mount Vernon location close to everyday conveniences and commuter options. Residents benefit from proximity to Traphagen School and Mount Vernon High School within the Mount Vernon City School District, with other educational options nearby. Outdoor enthusiasts will appreciate nearby green space such as Willson’s Woods Park just minutes away for picnicking, trails, and recreational activities. Shopping and dining options are plentiful along local corridors like Gramatan Avenue, with neighborhood services, eateries, and retail just a short distance. Commuters enjoy convenient access to Bee-Line buses and Metro-North rail service into Manhattan (approximately 25–30 minutes to Midtown via Mount Vernon stations), plus major roadways including the Bronx River, Hutchinson River and Cross County Parkways — ideal for regional travel. Investors and DIY home enthusiasts alike will appreciate the opportunity to restore and personalize this classic property in a dynamic Westchester community!
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Our Executive Mortgage Banker:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $1,953 | $1,953 | $1,953 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,349 | $3,531 | $4,606 |
| Total Monthly Payment | $5,394 | $5,576 | $6,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.