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Welcome to this farm ranch tucked away on a quiet cul de sac in Patchogue, offering space, flexibility, and the kind of setting that buyers are searching for today. Built in 1992 and set on a generous . 54 acre property, this home features 3 bedrooms and 2 full baths, with an oversized loft that can easily function as a fourth bedroom. The loft includes a walk in closet and is perfect for a guest suite, home office, or additional living space. The main level offers a comfortable layout with hardwood floors, a formal dining room open to the living room, and an eat in kitchen that serves as the heart of the home. The open flow makes everyday living easy while still giving each space its own purpose. Downstairs you will find a full unfinished basement filled with opportunity. Whether you envision a recreation space, gym, media room, or simply want abundant storage, the possibilities are there. The home also includes a 2. 5 car garage with attic storage, ideal for vehicles, tools, and seasonal items. Solar panels provide energy efficiency and help offset utility costs. One of the most exciting aspects of this home is its location. Patchogue has experienced an incredible revitalization over the past two decades, transforming into one of the most vibrant downtown communities on Long Island. Residents enjoy waterfront parks, a thriving restaurant scene, the Patchogue Theatre for the Performing Arts, local breweries, boutique shopping, and ferries to Fire Island. From summer festivals and live music to dining along the river, there is always something happening. Living here means enjoying the energy of Patchogue’s revitalized downtown while coming home to the peace and privacy of a quiet cul de sac neighborhood. A wonderful opportunity to own a home with space, flexibility, and room to grow in one of Long Island’s most dynamic communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,999 | $479,999 | $479,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $1,137 | $1,137 | $1,137 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,955 | $3,890 |
| Total Monthly Payment | $4,068 | $4,184 | $5,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.