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Welcome to 163 Hanton Road, a beautifully maintained 2017 newer-construction home in North Smithfield's desirable Long Meadow Acres neighborhood. This move-in ready residence offers modern design, quality craftsmanship, and everyday convenience in a prime northern Rhode Island location. The open-concept layout features a fireplaced living room with custom built-ins, refined millwork, and a well-appointed kitchen with premium cabinetry and finishes. The spacious primary suite includes a spa-like bath with Italian tile, soaking tub, tiled shower, and a custom California Closets walk-in system. With 3 bedrooms, 2. 5 baths, and a versatile second-level bonus loft, the home offers flexible living space ideal for a home office, guest area, or recreation room. Additional highlights include dual-zone HVAC, whole-home water filtration, home automation and security features, stamped concrete patios and walkways, and professionally maintained landscaping on a quiet corner lot with wooded surroundings. Conveniently located near RI-146, I-295, I-95, and just minutes to shopping and dining at Eddie Dowling Village. A rare opportunity to own a thoughtfully upgraded home in an exceptional neighborhood A MUST SEE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $680,000 | $680,000 | $680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.110% | 5.932% |
| Monthly Tax Payment | $588 | $588 | $588 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,808 | $4,077 | $5,647 |
| Total Monthly Payment | $4,488 | $4,757 | $6,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.