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Charming and spacious home offering over 2, 200 sq ft of living space. The property features three large bedrooms along with formal living and dining areas, perfect for gatherings and everyday living. Enjoy the convenience of a private driveway, garage, and a fully enclosed backyard—great for relaxing or entertaining outdoors. Hardwood floors are located beneath the existing carpet and offer the opportunity to bring out even more character throughout the home. The property is equipped with two separate electric and gas meters already in place. The finished basement includes a full walk-in apartment, adding additional living space and flexibility. With the proper approvals, the property may also offer the potential to be converted into a two-family residence (buyer to consult with architect and local municipality). A wonderful opportunity for homeowners or investors alike. Home is close proximity to the # 2 & 5 train, city buses, Montefiore Medical Centers, Bay Plaza shopping center, major highways and parkways.
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Our Executive Mortgage Banker:
Our Insurance Division:
$665,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $532,000 | $532,000 | $532,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $503 | $503 | $503 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,190 | $3,319 | $4,382 |
| Total Monthly Payment | $3,785 | $3,914 | $4,977 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.