34446 MITIGATION Trail, Callahan, FL, 32011 | $1,270,000

Welcome to this exceptional custom-built estate in the highly sought-after Tupelo Plantation community, perfectly situated on 3. 28 acres. Designed and constructed by a custom home builder who is also the current owner, this home reflects meticulous attention to detail and an uncompromising commitment to quality.

Inside, vaulted ceilings, elegant crown molding, cased windows, and wood-look tile flooring create a refined yet comfortable living environment. Built for durability and efficiency, the home features 2x6 exterior wall construction and a foam-insulated roof deck.

With 4, 667 square feet under roof, multiple fireplaces, and two tankless gas water heaters, the main residence offers both space and modern convenience. The fully insulated three-car garage includes insulated doors and durable Shark Coating finished floors.

A standout feature of this property is the impressive 54' x 50' accessory building, offering 840 square feet of finished living space complete with heating and cooling, a full bathroom, half bath, and laundry room. This thoughtfully designed space provides true flexibility for multi-generational living, whether for a mother-in-law, college student, long-term guests, or a private home office--allowing for independent living while still being part of the property. Step outside to enjoy resort-style outdoor living with an 18' x 36' heated in-ground pool with spa, a newly built 12' x 20' summer kitchen, and a professionally designed fire pit gathering area. The property also features an irrigation system and a stocked ΒΌ-acre pond, perfect for relaxing afternoons. Residents of Tupelo Plantation enjoy access to a private 2-acre community lake and lake house, adding even more lifestyle appeal. This remarkable property offers the perfect balance of luxury, privacy, and flexible living options in one of the area's most desirable communities.

Features

  • Amenities: Other, Barbecue, ClubhouseFishing
  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 3.28
  • Style: Craftsman, Multi Generational, Ranch
  • Year Built: 2020
  • Garage: 6-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,240
  • Acreage: 3.28
  • Lot Size: 3.28
  • Est. Taxes: $10,564
  • HOA Fee: $525 Quarterly
  • Lot Desc: Corner Lot
  • Water Front: Yes
  • Elem. School: Callahan
  • Middle School: Callahan
  • High School: West Nassau
  • Pool: In Ground
  • Appliances: Dishwasher, Gas Cooktop, Gas Oven, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
  • MLS#: 2133901
  • Days on Market: 53 days
  • Website: https://www.raveis.com
    /eprop/2133901/34446mitigationtrail_callahan_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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34446 MITIGATION Trail, Callahan, FL, 32011

$1,270,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,016,000 $1,016,000 $1,016,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.259% 6.183%
Monthly Tax Payment $880 $880 $880
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,010 $6,173 $8,574
Total Monthly Payment $7,015 $7,178 $9,579

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.