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A Classic Beachfront Escape on Little Gasparilla Island! This timeless beachfront cottage offers the best of island living — with the Gulf of Mexico at your front door, 50 x 200 lot, and a community dock on the Bay side! This charming beach getaway is perfectly positioned for ultimate convenience, with effortless beach access. This beloved vacation home has welcomed generations of guests who return time and time again for its nostalgic charm, unbeatable location, and relaxing atmosphere. Inside the Cottage you are greeted by a Spacious Living & Dining Area – Bright and open with a stunning Gulf view, a spacious Kitchen – Outfitted with stone countertops, all the essentials including cookware, dishes, and utensils. An island with seating creates a welcoming space for meals, conversation, and memory-making. *Modern Amenities – Includes a full-size washer and dryer for added convenience. Beach Access just steps away down a sandy pathway winds leading you to a breathtaking stretch of beach with turquoise waters, and miles of unspoiled shoreline. *Outdoor Shower – A convenient open-air rinse area located at the base of the stairs is ideal after a sun-soaked day on the beach or water. Whether you’re seeking a quiet retreat, a family beach vacation home, a fishing getaway, or an investment property, this property will not disappoint!.
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $731 | $731 | $731 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,668 | $3,868 | $5,063 |
| Total Monthly Payment | $4,491 | $4,691 | $5,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.