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Fall in love with this spectacular 4/3/3 Rutenberg home nestled on a pristine waterfront and conservation homesite in the popular, deed restricted community of Calusa Trace in Lutz. Enjoy the advantages of being in the sought after Steinbrenner school district! Breathtaking views of the pond & protected woods make this nature retreat a delight as deer, great blue heron, Sandhill cranes & other rare & beautiful wildlife abound. From the moment you enter, you will be impressed with the hard wood flooring & split floor plan! Entertaining is a breeze with the elegant formal living, dining room & family room! The main attraction is the recently renovated (2024) pool and spa to include travertine tiles and a brand new PANORAMIC pool cage with stunning views of the conservation lot, pond and woods. The kitchen features gorgeous staggered cabinetry, granite countertops, recent stainless appliances & tile. The family room overlooks the kitchen & pool area and includes a wood burning fireplace. The master bedroom is spacious with his & hers walk in closets, a garden tub, separate shower, gorgeous cabinetry, granite & tile! Professionally installed closet organizers & fans are in all bedrooms! Other upgrades include a New Roof March 2019, a New 5 Ton A/C July 2019, and 3 car extended garage, Culligan water softener, reclaimed water. Enjoy the Florida lifestyle in your own private, custom heated pool & gas spa!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$695,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $556,000 | $556,000 | $556,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $425 | $425 | $425 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,423 | $3,511 | $4,617 |
| Total Monthly Payment | $3,940 | $4,028 | $5,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.