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20674 Larino LOOP, Estero, FL, 33928 | $449,000
If you’ve been waiting for a townhome that truly feels like a home and not a compromise, this one is worth a closer look. Tucked away on a quiet cul-de-sac with a beautiful private pool, this Bella Terra townhome offers space, comfort, and a location that’s hard to beat. This home features 3 bedrooms, 2. 5 baths, a spacious loft/den, and a 2-car garage across 2, 255 square feet. The main living area is open and welcoming, perfect for everyday life or entertaining friends. The kitchen is the heart of the home with rich wood cabinetry, quartz countertops, and a timeless neutral palette with tile flooring downstairs that works beautifully with any décor.
Upstairs you’ll find luxury vinyl plank flooring throughout, adding warmth and durability, along with all three bedrooms and a versatile loft space. Whether you need a home office, media room, or play area, the loft gives you options. The primary suite feels like a true retreat, complete with a tray ceiling, large walk-in closet, and a spacious bath featuring a soaking tub and separate shower.
Step outside and you’ll find one of the home’s most special features, a private pool tucked behind the home on a peaceful cul-de-sac setting, creating a quiet, serene space to relax and unwind. Inside, the home continues to impress with gorgeous serene paint tones, plantation shutters throughout, and thoughtful updates already completed.
Major improvements include:
AC replaced in 2023, Water heater replaced in 2025, Pool pump replaced in 2025
And for extra peace of mind, the property is not located in a flood zone.
Cul-de-sac location for privacy and a pool rarely become available. It’s easily one of the best values for the space in Estero.
Bella Terra is one of Estero’s most sought-after communities, spanning 999 acres with 400 acres of conservation preserves and 100 acres of lakes, all while maintaining some of the lowest HOA fees in the area. Residents enjoy a resort-style clubhouse, 24-hour fitness center, pool and spa, tennis, pickleball, basketball, bocce, sand volleyball, soccer fields, an inline skate rink, butterfly garden, and a full calendar of social events including bingo, boot camp, water aerobics, poker nights, and food truck events.
Ideally located near RSW International Airport, FGCU, I-75, Miromar Outlets, Gulf Coast Town Center, Coconut Point Mall, and the Gulf beaches, this home offers the perfect combination of space, lifestyle, and location.
Come see why this one feels special the moment you walk through the door.
Features
- Amenities: Basketball, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Playground, Sidewalks, Street Lights, Tennis Court(s), Volleyball, Gated, Tennis
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 26 x 71 x 170 x 170
- Laundry: Inside
- Year Built: 2008
- Garage: 2-car Driveway Paved, Garage Door Opener, Attached
- Heating: Central Electric
- Cooling: Central Electric
- Basement: Central Electric
- Approx Sq. Feet: 2,665
- Acreage: 0.19
- Lot Size: 26 x 71 x 170 x 170
- Est. Taxes: $3,970
- HOA Fee: $443 Quarterly
- Lot Desc: Cul-De-Sac, Oversize
- View: Preserve
- Elem. School: CHOICE
- Middle School: CHOICE
- High School: CHOICE
- Pool: In Ground
- Pet Policy: Number Limit
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Refrigerator/Icemaker, Self Cleaning Oven, Washer
- MLS#: 226008744
- Days on Market: 36 days
- Website: https://www.raveis.com
/prop/226008744/20674larinoloop_estero_fl?source=qrflyer
Listing courtesy of ROYAL SHELL REAL ESTATE, INC. Phone: 239-992-9100
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20674 Larino LOOP, Estero, FL, 33928
$449,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $331 | $331 | $331 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,125 | $2,212 | $2,911 |
| Total Monthly Payment | $2,531 | $2,618 | $3,317 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388