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When this Bella Terra townhome hit the market it went under contract in just 4 days, and for good reason. Now it is back and represents one of the most compelling opportunities in Estero today. Tucked at the end of a quiet cul-de-sac with a private pool, this is the combination buyers wait for in Bella Terra and it rarely becomes available.
The home offers 3 bedrooms, 2. 5 baths, a spacious loft, and a 2-car garage across 2, 255 square feet of beautifully finished living space. The main living area is open and inviting with tile flooring throughout the first floor and a kitchen that anchors the space with rich wood cabinetry, quartz countertops, and a timeless neutral palette that complements any decor. Upstairs, luxury vinyl plank flooring runs through all three bedrooms and the loft, adding warmth and durability throughout. The loft is one of the most versatile spaces in the home, ideal as a home office, media room, playroom, or flex space depending on your needs.
The primary suite is a genuine retreat with a tray ceiling, large walk-in closet, soaking tub, and separate shower. Plantation shutters are featured throughout the home along with serene designer paint tones and finishes that are polished and move-in ready. Step outside and the private pool tucked behind the home on this peaceful cul-de-sac setting is exactly what makes this property so special. It is your own quiet escape with no shared space and a level of privacy that is hard to come by in any community at this price point.
Major updates have already been completed including a new AC system in 2023, a new water heater in 2025, and a new pool pump in 2025. The property is not located in a flood zone, providing additional peace of mind for buyers.
Bella Terra is one of Southwest Florida's most sought-after master-planned communities, spanning 999 acres with 400 acres of conservation preserves and 100 acres of lakes, all while maintaining some of the lowest HOA fees in Estero. Residents enjoy a resort-style clubhouse, 24-hour fitness center, pool and spa, tennis, pickleball, basketball, bocce, sand volleyball, soccer fields, an inline skate rink, a butterfly garden, and a full social calendar featuring food truck nights, poker, bingo, boot camp classes, and water aerobics.
The location is equally impressive. Situated in Estero, Florida, this home is minutes from Southwest Florida International Airport, Florida Gulf Coast University, I-75, Miromar Outlets, Gulf Coast Town Center, Coconut Point Mall, and the Gulf beaches. Everything Southwest Florida has to offer is within easy reach, yet the cul-de-sac setting keeps daily life quiet and private.
A private pool, a cul-de-sac lot, a move-in ready home with all major updates completed, resort amenities, and low HOA fees in one of Estero's most beloved communities. Come see it for yourself.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,200 | $359,200 | $359,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $331 | $331 | $331 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,151 | $2,241 | $2,959 |
| Total Monthly Payment | $2,557 | $2,647 | $3,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.