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4188 Main, Palmer, MA, 01079 | $359,900
Here's your opportunity to own this Single Family Ranch Style Home Fully Renovated in 2023 which sits in the Thorndike neighborhood of Palmer! FHA Ready, this home features 3 Bed 2 Full Baths, Central A/C, Finished Basement, 2 Car Garage, 1. 77 Acre Lot, etc! Updates done in the 2023 renovation include a New Kitchen with Cedar Cabinets and New Countertops, New Kitchen Appliances, New Oil Tank, Updated Electrical and Fixtures, New Garage Door, New Front Door, New Bathroom Vanity, Some New Vinyl Windows, Etc. The Basement was Finished with an Extra Rec Room, Large Entertainment Room, and additional Full Bathroom in 2024 along with the Open Concept Dining Area which was added in 2024 as well. The Exterior features a Huge Backyard with outdoor staircase to access downward slope, Rear Deck Area, Hatchway for Basement, and Plenty of Off Street Parking in the 2 Car Garage and 4 Parking Space Driveway! Come check out everything this home has to offer at our Open House Sat, 03/14 12: 00-1: 30PM
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch
- Year Built: 1959
- Garage: 2-car Attached
- Basement: Full, Finished, Interior Entry
- Approx Sq. Feet: 2,184
- Acreage: 1.77
- Est. Taxes: $5,387
- Lot Desc: Wooded, Sloped
- MLS#: 73483989
- Website: https://www.raveis.com
/prop/73483989/4188main_palmer_ma?source=qrflyer
Listing by Juvil Medina courtesy of Naples Realty Group Phone: 413-650-1314
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4188 Main, Palmer, MA, 01079
$359,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.520% | 5.900% |
| Monthly Tax Payment | $449 | $449 | $449 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,726 | $1,796 | $2,372 |
| Total Monthly Payment | $2,250 | $2,320 | $2,896 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630