314 E 137TH AVENUE, Tampa, FL, 33613 | $434,888

**Price Improvement** Opportunity, flexibility, and location come together in this well-positioned North Tampa property, conveniently located near the University of South Florida, major hospitals, shopping, dining, and with quick access to I-275 for an easy commute anywhere in the city.

This 4-bedroom, 2-bath home features a spacious and versatile layout, including a massive fourth bedroom converted from the garage with its own private entrance, creating incredible flexibility. Add a bathroom and a kitchenette, this space is ideal for a guest suite, home office, multigenerational living setup, student housing, or a future short or long-term income-producing opportunity. Hard surface flooring through out the house, no carpet! Split floor plan with master suite on one end with it's own sliding door and a small sitting area, this can be easily turned into another rental if desired.

The owner has completed extensive updates, including a NEW roof and fascia boards (Nov 2025), NEW AC air handler and compressor (Summer 2025), all NEW AC vents, NEW kitchen with soft-closing wood cabinets, quartz countertops, and new appliances, NEW mini-split system for the fourth bedroom, NEW drainage system (Summer 2025), fully remodeled master and guest bathrooms (2025), NEW interior paint, ALL NEW electrical outlets, and a BRAND-NEW well pump and piping. The list goes on—please see the attachment for the complete update list.

Situated on a quiet dead-end street with no rear neighbors, the property offers a rare sense of privacy while still being centrally located.

With its proximity to the University of South Florida, medical facilities, and major commuter routes, plus NO HOA and NO CDD, this home presents a compelling opportunity for both homeowners and investors alike. Whether you're looking to offset your mortgage, accommodate extended family, or explore rental possibilities, the flexible floor plan opens the door to many options.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 85 x 140
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 1978
  • Garage: Converted Garage, Curb Parking, Driveway, RV Parking
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,080
  • Acreage: 0.27
  • Lot Size: 85 x 140
  • Est. Taxes: $5,398
  • Lot Desc: Conservation Area, Flood Insurance Required, FloodZone, In County, Oversized Lot, Street Dead-End
  • Elem. School: Miles-HB
  • Middle School: Buchanan-HB
  • High School: Gaither-HB
  • Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Water Filtration System, Water Softener
  • MLS#: TB8474559
  • Days on Market: 53 days
  • Website: https://www.raveis.com
    /prop/TB8474559/314e137thavenue_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2026 4:05:44 AM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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314 E 137TH AVENUE, Tampa, FL, 33613

$434,888

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $347,910 $347,910 $347,910
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.866%
Monthly Tax Payment $450 $450 $450
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,086 $2,171 $2,866
Total Monthly Payment $2,611 $2,696 $3,391

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.