|
**Price Improvement** Opportunity, flexibility, and location come together in this well-positioned North Tampa property, conveniently located near the University of South Florida, major hospitals, shopping, dining, and with quick access to I-275 for an easy commute anywhere in the city.
This 4-bedroom, 2-bath home features a spacious and versatile layout, including a massive fourth bedroom converted from the garage with its own private entrance, creating incredible flexibility. Add a bathroom and a kitchenette, this space is ideal for a guest suite, home office, multigenerational living setup, student housing, or a future short or long-term income-producing opportunity. Hard surface flooring through out the house, no carpet! Split floor plan with master suite on one end with it's own sliding door and a small sitting area, this can be easily turned into another rental if desired.
The owner has completed extensive updates, including a NEW roof and fascia boards (Nov 2025), NEW AC air handler and compressor (Summer 2025), all NEW AC vents, NEW kitchen with soft-closing wood cabinets, quartz countertops, and new appliances, NEW mini-split system for the fourth bedroom, NEW drainage system (Summer 2025), fully remodeled master and guest bathrooms (2025), NEW interior paint, ALL NEW electrical outlets, and a BRAND-NEW well pump and piping. The list goes on—please see the attachment for the complete update list.
Situated on a quiet dead-end street with no rear neighbors, the property offers a rare sense of privacy while still being centrally located.
With its proximity to the University of South Florida, medical facilities, and major commuter routes, plus NO HOA and NO CDD, this home presents a compelling opportunity for both homeowners and investors alike. Whether you're looking to offset your mortgage, accommodate extended family, or explore rental possibilities, the flexible floor plan opens the door to many options.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$434,888
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $347,910 | $347,910 | $347,910 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $450 | $450 | $450 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,086 | $2,171 | $2,866 |
| Total Monthly Payment | $2,611 | $2,696 | $3,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.