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SELLER MOTIVATED to sell newer construction 2-3 bedroom 3 bath RANCH fully upgraded at The Regency Methuen, the area's top planned neighborhood. It's move-in ready with its own private patio. 1800 sf open inviting floorplan, oversized windows in family room, adjacent dining room, huge main-level primary suite w/2 closets, tiled walkin shower, dual vanity, coffered ceiling, carpeted floor, and custom trim package plus second bedroom and an office. Perfect for someone coming from a larger home who still wants high-end finishes, open living space, room for guests and entertaining, but without maintenance and upkeep of a big property. Prime location in community neighborhood with walkable streets and full access to common amenities like a swimming pool complex, fitness center, pickle ball, garden area, boccee and covered patios and deck area. Extra bedroom in bath in lower level too. Gas heat, clean air purifier add-on, gas cooking, touchless faucet, roll-out pantry cabinet. Choice home.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead, Closet - Double | 11.4 x 11.8 | Main,First |
| Bedroom 3 | Bathroom - Full, Closet, Flooring - Laminate, Closet - Double | 12.6 x 15.8 | Basement |
| Dining Room | Coffered Ceiling(s), Flooring - Wood, Open Floorplan, Lighting - Overhead, Decorative Molding | 15.6 x 11.3 | First |
| Kitchen | Flooring - Wood, Dining Area, Pantry, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Kitchen Island, Breakfast Bar / Nook, Cabinets - Upgraded, Exterior Access, Open Floorplan, Recessed Lighting, Stainless Steel Appliances, Gas Stove, Lighting - Pendant, Flooring - Engineered Hardwood | 12.8 x 14.6 | Main,First |
| Living Room | 14.0 x 14.4 | ||
| Master Bedroom | Bathroom - Full, Bathroom - Double Vanity/Sink, Walk-In Closet(s), Closet, Flooring - Wall to Wall Carpet, Window(s) - Bay/Bow/Box, Lighting - Overhead, Closet - Double | 20.3 x 12.8 | Main,First |
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NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $680,000 | $680,000 | $680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $643 | $643 | $643 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,861 | $4,132 | $5,738 |
| Total Monthly Payment | $4,596 | $4,867 | $6,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.