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Welcome home to your beautiful 4-bedroom, 2-bathroom home located in the desirable Bayou Pass Village in Ruskin, FL. Built in 2013, this single-story residence offers 2, 052 square feet of comfortable living space designed for both everyday living and entertaining, and peace of mind with hurricane impact windows. Step inside to discover an open floor plan that seamlessly connects the living room, dining area, and kitchen—creating a bright and functional space. The spacious kitchen features stainless steel appliances, ample cabinetry and countertops, dining area, breakfast bar and pantry. The primary suite provides a relaxing retreat with a walk-in closet and private en-suite bathroom featuring a step-in shower. Three additional bedrooms offer flexibility for family, guests, or a home office. Enjoy Florida living year-round in the fully fenced backyard with a covered lanai and extended patio—perfect for relaxing evenings or weekend barbecues. One of the home’s standout features is the converted two-car garage, now a spacious 22' x 20' bonus room under air—perfect for a game room, home gym, media room, or additional living space. If preferred, the space could be returned back to a traditional two-car garage, at buyers expense. Located in a NO CDD community with a low HOA, Residents of the communities at Bayou Pass Village can take advantage of many amenities including three resort-style pools (one with a private tot splash area), clubhouses, multiple playgrounds, a basketball court, dog park, pavilions, cafe, and scenic walking areas for residents to enjoy. Conveniently located near I-75, this home provides easy access to Tampa, St. Petersburg, Sarasota, Gulf Coast beaches, schools, hospitals, shopping, dining, and entertainment. Schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.345% | 6.533% | 5.783% |
| Monthly Tax Payment | $341 | $341 | $341 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,538 | $1,622 | $2,123 |
| Total Monthly Payment | $1,954 | $2,038 | $2,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.