312 11TH AVENUE E, Palmetto, FL, 34221 | $654,900

40FT BOAT SLIP INCLUDED w/NEW 20, 000 lb Lift! Enjoy living in the luxurious gated waterfront boating community of Riviera Dunes! This corner waterfront single family home features 2 bd/2ba plus an office that can serve as a 3rd bedroom. Over 1, 700 sq ft. and a 2 car garage. You will enjoy plenty of privacy in this end of cul-de-sac private home. This is a pristine, luxurious gated community where you can enjoy watching the marina boats go by from the waterfront community pool and tennis court. Enjoy your days in paradise by strolling along the private nature path through the boat basin to watch the sunsets and/or listen to live music with a cold drink at the nearby Riviera Dunes Dockside Grill. This home features an open floor plan with a split bedroom layout. As you enter the foyer area you will immediately notice the 10ft high ceilings throughout the home. The kitchen features granite counter tops, solid wood cabinets, stainless steel appliances including a gas stove and a breakfast nook. The living/dining room combination provides an open space for entertaining. The master bedroom suite features a large walk-in closet and a master bath with a shower, separate spa bath tub, double vanities and private water closet. Home did not flood or have any water intrusion during recent hurricanes. Entire exterior of home was painted in 2024. Boat slip has a brand new heavy duty Golden brand 20, 000 lb boat lift with new mooring pilings installed by Duncan Marine. Enjoy community amenities including a direct waterfront heated waterfront swimming pool, clubhouse, fitness center, tennis/pickleball and nearby Riviera Dunes Marina Bar & Grill. This property is centrally located near US 41, US 301, I-75 and I-275 and close to waterfront dining, shops, downtown Bradenton, convention center, Bradenton Yacht Club, area beaches & more. Pet friendly gated waterfront community! Come live the beach & boating life! Motivated Seller!

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Pickleball Court(s), Pool, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Mediterranean
  • Year Built: 2004
  • Garage: 2-car Covered, Driveway, Garage Door Opener
  • Heating: Central, Electric, Natural Gas, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,714
  • Acreage: 0.14
  • Est. Taxes: $10,161
  • HOA Fee: $955 Quarterly
  • Lot Desc: Cleared, Corner Lot, Cul-De-Sac, FloodZone, City Lot, Near Marina, Street Dead-End
  • View: Water
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: A4685327
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/A4685327/31211thavenuee_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/31/2026 2:12:07 AM)
Listing courtesy of LIST FOR LESS, LLC   Phone: 443-497-4206

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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312 11TH AVENUE E, Palmetto, FL, 34221

$654,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $523,920 $523,920 $523,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.557% 5.990%
Monthly Tax Payment $847 $847 $847
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,141 $3,269 $4,316
Total Monthly Payment $4,080 $4,208 $5,255

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.