1194 ROYAL BOULEVARD, Palm Harbor, FL, 34684 | $499,000

Rarely available updated VILLA with a two-car garage in the gated Queen Anne Gate community of Palm Harbor! This all-ages, pet-friendly neighborhood offers maintenance-free living with a low $320/month HOA fee and is ideally located at the end of a quiet cul-de-sac.
Inside, you’ll find soaring 10’–15’ volume ceilings creating a bright, open feel. The great room and primary bedroom feature real hardwood flooring, while the kitchen offers modern tile flooring, granite countertops, updated backsplash, sink, and fixtures. A spacious breakfast nook provides additional space for dining, a desk, or extra pantry storage.
The large primary suite includes fresh paint, a walk-in closet, soaking tub, updated shower with rain shower head, and a private water closet. The split floor plan offers privacy, with the second bedroom located at the front of the home. A third bedroom or bonus room with double-door entry and built-ins makes a perfect office, den, or media room. Skylights add extra natural light and architectural interest, and all windows have been upgraded.
Enjoy the enclosed Florida Room featuring high-impact windows and doors, automatic shades, and a separate A/C unit—perfect for relaxing while overlooking the nature area and outdoor patio. Roof is only 9 years old.
Community amenities include a pool, trash service, cable TV, lawn and shrub maintenance, and irrigation. A wonderful place to call home in a friendly, well-maintained community!
UPGRADES INCLUDE: Split-unit A/C added to the lanai increasing usable square footage; plantation shutters in living room; blackout roller shades in master and guest bedrooms; Closets by Design systems in master and guest bedrooms; two new master closet doors; updated refrigerator, stove, and microwave; new master toilet; ceiling fans in all rooms; remote shades on lanai; freshly painted interior; washer and dryer relocated to kitchen as original floorplan including new barn-style doors added; den pocket door tracks replaced and doors realigned; water softener; professionally finished garage floor and added garage shelving; added master bedroom vent and new wider A/C ducts.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Kitchen, Laundry Closet
  • Year Built: 1995
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,820
  • Acreage: 0.14
  • Est. Taxes: $5,329
  • HOA Fee: $320 Monthly
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8484044
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/TB8484044/1194royalboulevard_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 7:32:09 AM)
Listing courtesy of WATERFORD REALTY, INC.   Phone: 727-409-2020

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1194 ROYAL BOULEVARD, Palm Harbor, FL, 34684

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $444 $444 $444
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,298 $2,556 $3,315
Total Monthly Payment $2,817 $3,075 $3,834

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.