644 BOCA CIEGA ISLE DRIVE, St Pete Beach, FL, 33706 | $3,695,000

SURROUND YOURSELF IN PARADISE AT THIS ONE-OF-A-KIND KEY WEST–STYLE WATERFRONT RETREAT. Wake up to breathtaking views of Boca Ciega Bay, enjoy deep boating water with unobstructed access to the Gulf of Mexico, and take a short stroll to the sugar-white sands of St. Pete Beach. Custom built in 2004 to a 14’ elevation with superior construction quality, this tropical residence just got a BRAND-NEW RENOVATION throughout the entire home, and you will love it!

Designed for both coastal elegance and entertainment, this home features 4 spacious en-suite bedrooms, 5. 5 bathrooms, a stylish sitting room/library, an elevator and a bonus media/game space spanning over 3, 800 square feet of refined modern living. There’s plenty of space for cars too with 2 garages holding 4 cars total plus room for toys. Add an additional 1, 200 square feet of covered balconies and patios, and you’ll enjoy more than 5, 000 square feet of covered living space—ideal for embracing the Florida lifestyle year-round.

The bright, open-concept interior showcases 9’ ceilings, expansive floor-to-ceiling windows and sliders, and a seamless indoor-outdoor flow that floods the home with natural light, spectacular water views and an unbeatable bay breeze. The chef’s kitchen is a focal point showcasing a new remodel with stunning solid white cabinetry, striking Quartz countertops, new S. S. appliances with a 6-burner stove and oven/microwave combo, center prep island, and a generous high-top bar—perfect for hosting friends, family and events.

So many amazing new updates have been made including luxury vinyl flooring throughout, custom accent walls, redesigned modern fireplace, new LED lighting and fixtures, all updated bathrooms, new interior paint and much more. Thoughtful custom details are found throughout, including coffered ceilings, crown molding, plantation shutters, custom wallpaper accents and elevator access to all levels.

Your new primary suite received a luxurious spa-like remodel too! As you enter through French doors, you can’t help but notice the beautiful Herringbone pattern luxury vinyl floors and gorgeous water views. The bathroom was completely redesigned with a stand-alone tub and large walk-in shower. The walk-in closet is spacious and has built-in shelving. Step out on the private balcony for perfect sunset evenings. Each guest bedroom is a spacious, private en-suite retreat with updated baths and water views.

Step outside to your own resort-style waterfront oasis. Enjoy a new Trex dock with a 30, 000-pound boat lift, providing effortless access to the Gulf—perfect for boating enthusiasts. Outdoor living is elevated with expansive balconies, an outdoor kitchen, built-in fire pit, heated pool and spa, approximately 750 square feet of turfed space, and ample room for lounging, dining, and entertaining against the spectacular bay backdrop.

This exceptional home delivers the ultimate coastal lifestyle—just a short walk to the beach, restaurants, shops, and entertainment. Conveniently located only 15 minutes to downtown St. Petersburg and 30 minutes to Tampa International Airport, this is truly the best of both luxury and location. This is more than a home - it’s a lifestyle! Your waterfront paradise awaits.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 5 full / 1 half
  • Lot Size: 60 x 136
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2004
  • Garage: 4-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,878
  • Acreage: 0.19
  • Lot Size: 60 x 136
  • Est. Taxes: $27,811
  • View: Water
  • Pool: Heated, In Ground
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8461506
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /eprop/TB8461506/644bocaciegaisledrive_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/10/2026 10:36:22 PM)
Listing courtesy of COASTAL PROPERTIES GROUP   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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644 BOCA CIEGA ISLE DRIVE, St Pete Beach, FL, 33706

$3,695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,956,000 $2,956,000 $2,956,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.154% 6.031% 5.991%
Monthly Tax Payment $2,318 $2,318 $2,318
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $16,784 $17,486 $24,547
Total Monthly Payment $19,227 $19,929 $26,990

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.