5135 INDIAN OCEAN LOOP, Tavares, FL, 32778 | $339,999

Nestled inside Royal Harbor in Tavares, Florida, a highly sought-after 55+ gated golf cart community on the Lake Harris Chain of Lakes, this beautifully maintained, move-in ready home offers the comfort, style, and vibrant lifestyle you’ve been looking for.

Step through the elegant leaded glass entry door and you’re immediately welcomed by a bright, open floor plan designed for easy living and effortless entertaining. Natural light fills the space, highlighting fresh interior paint, plantation shutters, upgraded light fixtures, and low-maintenance luxury flooring.

The inviting kitchen offers warm wood cabinetry with generous storage and a sunny dining area framed by a bank of windows — a perfect place to start your day before heading out to enjoy everything Royal Harbor’s active adult community lifestyle has to offer.

Just beyond, the spacious living room centers around a fireplace and mantle, creating a cozy focal point for movie nights, holiday décor, and gathering with friends and family.

The primary bedroom provides a peaceful retreat with a large walk-in shower. Two additional bedrooms in this split floor plan offer flexibility for visiting guests, or can easily serve as a home office, hobby room, or fitness space.

Step outside to the screened lanai, a true extension of the living space, highlighted by a beautiful custom wood ceiling and views of the home’s fresh landscaping — an ideal spot to relax and enjoy Florida’s natural beauty year-round.

The spacious garage has ample room for golf cart parking, storage, tools, and all the toys that come with living in one of the most popular golf cart friendly 55+ communities in Tavares, FL.

Life in Royal Harbor is all about living well and staying connected. Residents enjoy pickleball, bocce, shuffleboard, and fishing on the Lake Harris Chain of Lakes from the private community dock. Scenic walking and biking paths wind through lush landscaping, and community highlights include a lakeview pavilion and private RV and boat parking.

The heart of the community is the clubhouse with a heated pool, fitness center, spa, library, craft and card rooms, and a social hall with activities ranging from line dancing and yoga to bingo and live entertainment, making it easy to meet neighbors and build lasting friendships.

Just minutes away, enjoy waterfront dining, shops, and entertainment in downtown Tavares, known as America’s Seaplane City. Nearby Mount Dora and historic downtown Eustis offer year-round festivals, art shows, and charming local boutiques.

Everyday conveniences including grocery stores, dining, shopping, and healthcare are all just minutes away, and the nearby 429 Connector makes it an easy trip to Orlando’s attractions, airports, and world-class entertainment.

Homes for sale in Royal Harbor are in high demand. Come experience the Royal Harbor lifestyle for yourself and schedule your private showing today.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2003
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,766
  • Acreage: 0.12
  • Est. Taxes: $4,087
  • HOA Fee: $232 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator
  • MLS#: G5109205
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/G5109205/5135indianoceanloop_tavares_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/29/2026 8:02:06 AM)
Listing courtesy of HANSON REAL ESTATE GROUP, INC.   Phone: 352-383-3772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5135 INDIAN OCEAN LOOP, Tavares, FL, 32778

$339,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $271,999 $271,999 $271,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.507% 6.649% 6.026%
Monthly Tax Payment $341 $341 $341
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,675 $1,717 $2,259
Total Monthly Payment $2,091 $2,133 $2,675

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.