545 PINELLAS BAYWAY S, #207, Tierra Verde, FL, 33715 | $495,000

This home is offered at a buyer's advantage price! Welcome to the laid-back coastal lifestyle of Tierra Verde, one of the most sought-after waterfront communities in the Tampa Bay area. Perfectly positioned between the vibrant energy of downtown St. Petersburg and the pristine natural beauty of Fort De Soto Park, this location offers the best of both worlds. Enjoy quick access to award-winning beaches, boating, kayaking, waterfront dining, bike trails, and marinas just minutes away. Whether you’re exploring the historic Don CeSar, spending the day at St. Pete Beach, or catching a flight from St. Pete–Clearwater International Airport or Tampa International Airport, everything you need is conveniently within reach.
This spacious 3-bedroom, 3-bathroom townhome offers comfortable coastal living with thoughtful updates throughout. The home features an updated kitchen, renovated bathrooms, updated flooring, HVAC new in 2018, and newer PGT hurricane impact windows, providing both style and peace of mind. The flexible floor plan allows plenty of space for entertaining guests or accommodating family and visitors.
The attached garage offers tandem parking for two vehicles along with excellent storage options—perfect for beach gear, bikes, and all your Florida lifestyle essentials.
One of the biggest perks of this community is the comprehensive HOA, which covers a wide range of expenses including cable, internet, exterior maintenance and repairs, and even a master flood insurance policy—helping simplify ownership and provide added value.
The seller, now retired and downsizing, has strategically priced the property to sell, creating a fantastic opportunity for the next owner to step into this desirable Tierra Verde lifestyle. NO PENDING SPECIAL ASSESSMENTS!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Closet
  • Style: Coastal
  • Year Built: 1999
  • Garage: 2-car Garage Door Opener, Ground Level, Guest, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,100
  • Acreage: 0.03
  • Est. Taxes: $3,651
  • HOA Fee: $700 Monthly
  • Lot Desc: Landscaped, Near Golf Course, Near Marina
  • View: Pool
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Touchless Faucet, Washer
  • MLS#: TB8483148
  • Days on Market: 84 days
  • Website: https://www.raveis.com
    /prop/TB8483148/545pinellasbayways_tierraverde_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2026 12:17:10 PM)
Listing courtesy of EXIT SUNCOAST REALTY   Phone: 727-620-3948

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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545 PINELLAS BAYWAY S, #207, Tierra Verde, FL, 33715

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $304 $304 $304
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,372 $2,471 $3,262
Total Monthly Payment $2,751 $2,850 $3,641

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.