1129 LEMON BLUFF ROAD, Osteen, FL, 32764 | $350,000

PRICE REDUCED FOR WATERFRONT PROPERTY ON THE LONGEST RIVER IN FLORIDA!!! Welcome to your waterfront home on the St. John’s River, one of Florida’s longest rivers stretching 310 miles! Enjoy waterfront living with privacy and no HOA. Wake up to spectacular sunrise views from your master bedroom window overlooking the water from this 1 oversized bedroom (can be converted into 2 bedroom), 2 full bath home, recently remodeled kitchen and new roof, featuring a private boat dock and boathouse and bonus storage shed.

Relax on the covered back patio overlooking the natural surroundings — the ideal spot for evening cocktails or watching NASA & SpaceX rocket launches over the horizon. With no front or rear neighbors, you’ll enjoy rare privacy, nature and uninterrupted views.

Located in a peaceful, quiet neighborhood with friendly neighbors, this home offers a laid-back lifestyle while still being within reach of daily conveniences like Publix, Walmart, Sanford, hospitals, and schools.

Come see it for yourself! Bring your boat and fishing poles, and start living the Florida waterfront lifestyle today!

Features

  • Rooms: 6
  • Bedrooms: 1
  • Baths: 2 full
  • Lot Size: 50 x 80
  • Laundry: Other
  • Year Built: 1959
  • Heating: Other
  • Cooling: Wall/Window Unit(s)
  • Approx Sq. Feet: 1,250
  • Acreage: 0.09
  • Lot Size: 50 x 80
  • Est. Taxes: $890
  • Water Front: Yes
  • Elem. School: Osteen Elem
  • Middle School: Heritage Middle
  • High School: Pine Ridge High School
  • Appliances: Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: O6387264
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /prop/O6387264/1129lemonbluffroad_osteen_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 4:00:45 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Karin Kenney GRI, ABRSales Associate

203.249.6233

Karin.Kenney@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1129 LEMON BLUFF ROAD, Osteen, FL, 32764

$350,000

Karin Kenney GRI, ABR

Sales Associate

William Raveis Real Estate

Phone: 203.249.6233

Karin.Kenney@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $74 $74 $74
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,724 $1,793 $2,344
Total Monthly Payment $1,873 $1,942 $2,493

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.